▼ 0.50% · 3.625%
HK$16,776
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,298
−HK$530/mo
Today · 4.125%
HK$17,828
baseline
▲ 0.50% · 4.625%
HK$18,912
+HK$1,084/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,656/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,663
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$19,163
−HK$508/mo
Today · 4.125%
HK$19,671
baseline
▲ 0.50% · 4.625%
HK$20,708
+HK$1,037/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,342/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,453
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,027
−HK$583/mo
Today · 4.125%
HK$19,610
baseline
▲ 0.50% · 4.625%
HK$20,804
+HK$1,194/mo
Deposit HK$3.31M · loan HK$4.05M · min. income ≈ HK$39,220/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,529
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,080
−HK$558/mo
Today · 4.125%
HK$21,638
baseline
▲ 0.50% · 4.625%
HK$22,779
+HK$1,141/mo
Deposit HK$3.31M · loan HK$4.05M · min. income ≈ HK$43,276/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,131
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,757
−HK$636/mo
Today · 4.125%
HK$21,393
baseline
▲ 0.50% · 4.625%
HK$22,695
+HK$1,302/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$42,786/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,395
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,996
−HK$609/mo
Today · 4.125%
HK$23,605
baseline
▲ 0.50% · 4.625%
HK$24,850
+HK$1,245/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$47,210/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,808
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,487
−HK$689/mo
Today · 4.125%
HK$23,176
baseline
▲ 0.50% · 4.625%
HK$24,586
+HK$1,410/mo
Deposit HK$2.57M · loan HK$4.78M · min. income ≈ HK$46,352/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$220,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,262
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,912
−HK$660/mo
Today · 4.125%
HK$25,572
baseline
▲ 0.50% · 4.625%
HK$26,920
+HK$1,348/mo
Deposit HK$2.57M · loan HK$4.78M · min. income ≈ HK$51,144/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$220,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,486
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,217
−HK$742/mo
Today · 4.125%
HK$24,959
baseline
▲ 0.50% · 4.625%
HK$26,477
+HK$1,518/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$49,918/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,128
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,829
−HK$710/mo
Today · 4.125%
HK$27,539
baseline
▲ 0.50% · 4.625%
HK$28,991
+HK$1,452/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$55,078/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,164
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,946
−HK$795/mo
Today · 4.125%
HK$26,741
baseline
▲ 0.50% · 4.625%
HK$28,369
+HK$1,628/mo
Deposit HK$1.84M · loan HK$5.52M · min. income ≈ HK$53,482/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,994
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,745
−HK$762/mo
Today · 4.125%
HK$29,507
baseline
▲ 0.50% · 4.625%
HK$31,062
+HK$1,555/mo
Deposit HK$1.84M · loan HK$5.52M · min. income ≈ HK$59,014/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,841
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,676
−HK$848/mo
Today · 4.125%
HK$28,524
baseline
▲ 0.50% · 4.625%
HK$30,260
+HK$1,736/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$57,048/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,860
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,661
−HK$813/mo
Today · 4.125%
HK$31,474
baseline
▲ 0.50% · 4.625%
HK$33,133
+HK$1,659/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$62,948/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,519
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,406
−HK$901/mo
Today · 4.125%
HK$30,307
baseline
▲ 0.50% · 4.625%
HK$32,151
+HK$1,844/mo
Deposit HK$1.10M · loan HK$6.25M · min. income ≈ HK$60,614/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,727
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,578
−HK$863/mo
Today · 4.125%
HK$33,441
baseline
▲ 0.50% · 4.625%
HK$35,204
+HK$1,763/mo
Deposit HK$1.10M · loan HK$6.25M · min. income ≈ HK$66,882/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,196
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,136
−HK$954/mo
Today · 4.125%
HK$32,090
baseline
▲ 0.50% · 4.625%
HK$34,042
+HK$1,952/mo
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$64,180/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$220,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,593
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,494
−HK$914/mo
Today · 4.125%
HK$35,408
baseline
▲ 0.50% · 4.625%
HK$37,274
+HK$1,866/mo
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$70,816/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$220,708 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).