▼ 0.50% · 3.625%
HK$15,929
−HK$998/mo
▼ 0.25% · 3.875%
HK$16,424
−HK$503/mo
Today · 4.125%
HK$16,927
baseline
▲ 0.50% · 4.625%
HK$17,957
+HK$1,030/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,854/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,720
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,196
−HK$482/mo
Today · 4.125%
HK$18,678
baseline
▲ 0.50% · 4.625%
HK$19,662
+HK$984/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,356/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,521
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,066
−HK$554/mo
Today · 4.125%
HK$18,620
baseline
▲ 0.50% · 4.625%
HK$19,753
+HK$1,133/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$37,240/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,492
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,015
−HK$530/mo
Today · 4.125%
HK$20,545
baseline
▲ 0.50% · 4.625%
HK$21,628
+HK$1,083/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$41,090/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,114
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,709
−HK$604/mo
Today · 4.125%
HK$20,313
baseline
▲ 0.50% · 4.625%
HK$21,549
+HK$1,236/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$40,626/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,264
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,835
−HK$578/mo
Today · 4.125%
HK$22,413
baseline
▲ 0.50% · 4.625%
HK$23,595
+HK$1,182/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$44,826/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,707
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,351
−HK$655/mo
Today · 4.125%
HK$22,006
baseline
▲ 0.50% · 4.625%
HK$23,345
+HK$1,339/mo
Deposit HK$2.44M · loan HK$4.54M · min. income ≈ HK$44,012/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,036
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,654
−HK$627/mo
Today · 4.125%
HK$24,281
baseline
▲ 0.50% · 4.625%
HK$25,561
+HK$1,280/mo
Deposit HK$2.44M · loan HK$4.54M · min. income ≈ HK$48,562/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,300
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,994
−HK$704/mo
Today · 4.125%
HK$23,698
baseline
▲ 0.50% · 4.625%
HK$25,140
+HK$1,442/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$47,396/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,808
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,474
−HK$675/mo
Today · 4.125%
HK$26,149
baseline
▲ 0.50% · 4.625%
HK$27,527
+HK$1,378/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$52,298/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,893
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,636
−HK$755/mo
Today · 4.125%
HK$25,391
baseline
▲ 0.50% · 4.625%
HK$26,936
+HK$1,545/mo
Deposit HK$1.75M · loan HK$5.24M · min. income ≈ HK$50,782/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,581
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,293
−HK$724/mo
Today · 4.125%
HK$28,017
baseline
▲ 0.50% · 4.625%
HK$29,493
+HK$1,476/mo
Deposit HK$1.75M · loan HK$5.24M · min. income ≈ HK$56,034/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,486
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,278
−HK$806/mo
Today · 4.125%
HK$27,084
baseline
▲ 0.50% · 4.625%
HK$28,732
+HK$1,648/mo
Deposit HK$1.40M · loan HK$5.59M · min. income ≈ HK$54,168/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,353
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,113
−HK$771/mo
Today · 4.125%
HK$29,884
baseline
▲ 0.50% · 4.625%
HK$31,460
+HK$1,576/mo
Deposit HK$1.40M · loan HK$5.59M · min. income ≈ HK$59,768/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,079
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,921
−HK$856/mo
Today · 4.125%
HK$28,777
baseline
▲ 0.50% · 4.625%
HK$30,528
+HK$1,751/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$57,554/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,125
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,933
−HK$819/mo
Today · 4.125%
HK$31,752
baseline
▲ 0.50% · 4.625%
HK$33,426
+HK$1,674/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$63,504/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,671
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,563
−HK$906/mo
Today · 4.125%
HK$30,469
baseline
▲ 0.50% · 4.625%
HK$32,323
+HK$1,854/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$60,938/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,897
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,752
−HK$868/mo
Today · 4.125%
HK$33,620
baseline
▲ 0.50% · 4.625%
HK$35,392
+HK$1,772/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$67,240/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,563 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).