▼ 0.50% · 3.625%
HK$16,020
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$16,519
−HK$506/mo
Today · 4.125%
HK$17,025
baseline
▲ 0.50% · 4.625%
HK$18,061
+HK$1,036/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$34,050/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,823
−HK$962/mo
▼ 0.25% · 3.875%
HK$18,301
−HK$484/mo
Today · 4.125%
HK$18,785
baseline
▲ 0.50% · 4.625%
HK$19,776
+HK$991/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$37,570/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,622
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,171
−HK$557/mo
Today · 4.125%
HK$18,728
baseline
▲ 0.50% · 4.625%
HK$19,867
+HK$1,139/mo
Deposit HK$3.16M · loan HK$3.86M · min. income ≈ HK$37,456/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$210,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,605
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,131
−HK$533/mo
Today · 4.125%
HK$20,664
baseline
▲ 0.50% · 4.625%
HK$21,753
+HK$1,089/mo
Deposit HK$3.16M · loan HK$3.86M · min. income ≈ HK$41,328/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$210,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,225
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,823
−HK$607/mo
Today · 4.125%
HK$20,430
baseline
▲ 0.50% · 4.625%
HK$21,673
+HK$1,243/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$40,860/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,387
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,961
−HK$582/mo
Today · 4.125%
HK$22,543
baseline
▲ 0.50% · 4.625%
HK$23,731
+HK$1,188/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$45,086/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,827
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,474
−HK$659/mo
Today · 4.125%
HK$22,133
baseline
▲ 0.50% · 4.625%
HK$23,479
+HK$1,346/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$44,266/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,169
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,791
−HK$630/mo
Today · 4.125%
HK$24,421
baseline
▲ 0.50% · 4.625%
HK$25,708
+HK$1,287/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$48,842/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,429
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,126
−HK$709/mo
Today · 4.125%
HK$23,835
baseline
▲ 0.50% · 4.625%
HK$25,285
+HK$1,450/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$47,670/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,952
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,621
−HK$679/mo
Today · 4.125%
HK$26,300
baseline
▲ 0.50% · 4.625%
HK$27,686
+HK$1,386/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$52,600/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,031
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,778
−HK$760/mo
Today · 4.125%
HK$25,538
baseline
▲ 0.50% · 4.625%
HK$27,091
+HK$1,553/mo
Deposit HK$1.76M · loan HK$5.27M · min. income ≈ HK$51,076/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,734
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,451
−HK$727/mo
Today · 4.125%
HK$28,178
baseline
▲ 0.50% · 4.625%
HK$29,664
+HK$1,486/mo
Deposit HK$1.76M · loan HK$5.27M · min. income ≈ HK$56,356/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,633
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,430
−HK$810/mo
Today · 4.125%
HK$27,240
baseline
▲ 0.50% · 4.625%
HK$28,898
+HK$1,658/mo
Deposit HK$1.41M · loan HK$5.62M · min. income ≈ HK$54,480/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$210,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,516
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,281
−HK$776/mo
Today · 4.125%
HK$30,057
baseline
▲ 0.50% · 4.625%
HK$31,641
+HK$1,584/mo
Deposit HK$1.41M · loan HK$5.62M · min. income ≈ HK$60,114/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$210,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,235
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,082
−HK$861/mo
Today · 4.125%
HK$28,943
baseline
▲ 0.50% · 4.625%
HK$30,704
+HK$1,761/mo
Deposit HK$1.05M · loan HK$5.97M · min. income ≈ HK$57,886/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,298
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,111
−HK$824/mo
Today · 4.125%
HK$31,935
baseline
▲ 0.50% · 4.625%
HK$33,619
+HK$1,684/mo
Deposit HK$1.05M · loan HK$5.97M · min. income ≈ HK$63,870/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,837
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,734
−HK$911/mo
Today · 4.125%
HK$30,645
baseline
▲ 0.50% · 4.625%
HK$32,510
+HK$1,865/mo
Deposit HK$703K · loan HK$6.32M · min. income ≈ HK$61,290/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$210,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,081
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,941
−HK$873/mo
Today · 4.125%
HK$33,814
baseline
▲ 0.50% · 4.625%
HK$35,596
+HK$1,782/mo
Deposit HK$703K · loan HK$6.32M · min. income ≈ HK$67,628/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$210,772 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).