▼ 0.50% · 3.625%
HK$22,701
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,407
−HK$717/mo
Today · 4.125%
HK$24,124
baseline
▲ 0.50% · 4.625%
HK$25,592
+HK$1,468/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,248/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,254
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,931
−HK$688/mo
Today · 4.125%
HK$26,619
baseline
▲ 0.50% · 4.625%
HK$28,022
+HK$1,403/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,238/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,971
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,747
−HK$789/mo
Today · 4.125%
HK$26,536
baseline
▲ 0.50% · 4.625%
HK$28,151
+HK$1,615/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$53,072/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$365,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,780
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,525
−HK$755/mo
Today · 4.125%
HK$29,280
baseline
▲ 0.50% · 4.625%
HK$30,824
+HK$1,544/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$58,560/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$365,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,241
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,088
−HK$861/mo
Today · 4.125%
HK$28,949
baseline
▲ 0.50% · 4.625%
HK$30,710
+HK$1,761/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,898/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,305
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,118
−HK$824/mo
Today · 4.125%
HK$31,942
baseline
▲ 0.50% · 4.625%
HK$33,626
+HK$1,684/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,884/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,511
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,429
−HK$932/mo
Today · 4.125%
HK$31,361
baseline
▲ 0.50% · 4.625%
HK$33,270
+HK$1,909/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$62,722/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,830
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,711
−HK$893/mo
Today · 4.125%
HK$34,604
baseline
▲ 0.50% · 4.625%
HK$36,428
+HK$1,824/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$69,208/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,781
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,769
−HK$1,005/mo
Today · 4.125%
HK$33,774
baseline
▲ 0.50% · 4.625%
HK$35,829
+HK$2,055/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,548/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,356
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,304
−HK$962/mo
Today · 4.125%
HK$37,266
baseline
▲ 0.50% · 4.625%
HK$39,230
+HK$1,964/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,532/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,051
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,110
−HK$1,076/mo
Today · 4.125%
HK$36,186
baseline
▲ 0.50% · 4.625%
HK$38,388
+HK$2,202/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,372/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,881
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,897
−HK$1,031/mo
Today · 4.125%
HK$39,928
baseline
▲ 0.50% · 4.625%
HK$42,032
+HK$2,104/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,856/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,321
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,451
−HK$1,147/mo
Today · 4.125%
HK$38,598
baseline
▲ 0.50% · 4.625%
HK$40,947
+HK$2,349/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,196/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,407
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,490
−HK$1,100/mo
Today · 4.125%
HK$42,590
baseline
▲ 0.50% · 4.625%
HK$44,835
+HK$2,245/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,180/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,591
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,791
−HK$1,220/mo
Today · 4.125%
HK$41,011
baseline
▲ 0.50% · 4.625%
HK$43,506
+HK$2,495/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$82,022/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,932
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,083
−HK$1,168/mo
Today · 4.125%
HK$45,251
baseline
▲ 0.50% · 4.625%
HK$47,637
+HK$2,386/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,502/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,861
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,132
−HK$1,291/mo
Today · 4.125%
HK$43,423
baseline
▲ 0.50% · 4.625%
HK$46,066
+HK$2,643/mo
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$86,846/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,457
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,677
−HK$1,236/mo
Today · 4.125%
HK$47,913
baseline
▲ 0.50% · 4.625%
HK$50,439
+HK$2,526/mo
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$95,826/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,526 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).