▼ 0.50% · 3.625%
HK$16,351
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,860
−HK$516/mo
Today · 4.125%
HK$17,376
baseline
▲ 0.50% · 4.625%
HK$18,434
+HK$1,058/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,752/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,190
−HK$983/mo
▼ 0.25% · 3.875%
HK$18,678
−HK$495/mo
Today · 4.125%
HK$19,173
baseline
▲ 0.50% · 4.625%
HK$20,184
+HK$1,011/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,346/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,986
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,546
−HK$568/mo
Today · 4.125%
HK$19,114
baseline
▲ 0.50% · 4.625%
HK$20,277
+HK$1,163/mo
Deposit HK$3.23M · loan HK$3.94M · min. income ≈ HK$38,228/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,009
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,546
−HK$544/mo
Today · 4.125%
HK$21,090
baseline
▲ 0.50% · 4.625%
HK$22,202
+HK$1,112/mo
Deposit HK$3.23M · loan HK$3.94M · min. income ≈ HK$42,180/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,621
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,232
−HK$620/mo
Today · 4.125%
HK$20,852
baseline
▲ 0.50% · 4.625%
HK$22,120
+HK$1,268/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$41,704/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$215,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,828
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,414
−HK$594/mo
Today · 4.125%
HK$23,008
baseline
▲ 0.50% · 4.625%
HK$24,220
+HK$1,212/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$46,016/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$215,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,256
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,917
−HK$672/mo
Today · 4.125%
HK$22,589
baseline
▲ 0.50% · 4.625%
HK$23,964
+HK$1,375/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$45,178/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$215,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,647
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,282
−HK$643/mo
Today · 4.125%
HK$24,925
baseline
▲ 0.50% · 4.625%
HK$26,239
+HK$1,314/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$49,850/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$215,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,891
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,603
−HK$724/mo
Today · 4.125%
HK$24,327
baseline
▲ 0.50% · 4.625%
HK$25,807
+HK$1,480/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,654/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,466
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,149
−HK$693/mo
Today · 4.125%
HK$26,842
baseline
▲ 0.50% · 4.625%
HK$28,257
+HK$1,415/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,684/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,527
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,289
−HK$776/mo
Today · 4.125%
HK$26,065
baseline
▲ 0.50% · 4.625%
HK$27,650
+HK$1,585/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$52,130/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,285
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,017
−HK$743/mo
Today · 4.125%
HK$28,760
baseline
▲ 0.50% · 4.625%
HK$30,276
+HK$1,516/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$57,520/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,162
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,975
−HK$827/mo
Today · 4.125%
HK$27,802
baseline
▲ 0.50% · 4.625%
HK$29,494
+HK$1,692/mo
Deposit HK$1.43M · loan HK$5.74M · min. income ≈ HK$55,604/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,105
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,885
−HK$792/mo
Today · 4.125%
HK$30,677
baseline
▲ 0.50% · 4.625%
HK$32,294
+HK$1,617/mo
Deposit HK$1.43M · loan HK$5.74M · min. income ≈ HK$61,354/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,797
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,661
−HK$879/mo
Today · 4.125%
HK$29,540
baseline
▲ 0.50% · 4.625%
HK$31,337
+HK$1,797/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$59,080/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,924
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,753
−HK$841/mo
Today · 4.125%
HK$32,594
baseline
▲ 0.50% · 4.625%
HK$34,312
+HK$1,718/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$65,188/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,432
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,347
−HK$930/mo
Today · 4.125%
HK$31,277
baseline
▲ 0.50% · 4.625%
HK$33,181
+HK$1,904/mo
Deposit HK$717K · loan HK$6.45M · min. income ≈ HK$62,554/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$215,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,743
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,621
−HK$891/mo
Today · 4.125%
HK$34,512
baseline
▲ 0.50% · 4.625%
HK$36,331
+HK$1,819/mo
Deposit HK$717K · loan HK$6.45M · min. income ≈ HK$69,024/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$215,121 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).