▼ 0.50% · 3.625%
HK$16,427
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,938
−HK$520/mo
Today · 4.125%
HK$17,458
baseline
▲ 0.50% · 4.625%
HK$18,520
+HK$1,062/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,916/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,275
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,765
−HK$498/mo
Today · 4.125%
HK$19,263
baseline
▲ 0.50% · 4.625%
HK$20,278
+HK$1,015/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,526/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,070
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,632
−HK$571/mo
Today · 4.125%
HK$19,203
baseline
▲ 0.50% · 4.625%
HK$20,372
+HK$1,169/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,406/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,103
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,642
−HK$547/mo
Today · 4.125%
HK$21,189
baseline
▲ 0.50% · 4.625%
HK$22,306
+HK$1,117/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,378/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,713
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,326
−HK$623/mo
Today · 4.125%
HK$20,949
baseline
▲ 0.50% · 4.625%
HK$22,224
+HK$1,275/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,898/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,930
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,519
−HK$596/mo
Today · 4.125%
HK$23,115
baseline
▲ 0.50% · 4.625%
HK$24,334
+HK$1,219/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,230/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,356
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,020
−HK$675/mo
Today · 4.125%
HK$22,695
baseline
▲ 0.50% · 4.625%
HK$24,076
+HK$1,381/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,390/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,758
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,395
−HK$647/mo
Today · 4.125%
HK$25,042
baseline
▲ 0.50% · 4.625%
HK$26,362
+HK$1,320/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,084/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,998
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,714
−HK$727/mo
Today · 4.125%
HK$24,441
baseline
▲ 0.50% · 4.625%
HK$25,928
+HK$1,487/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,882/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,586
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,272
−HK$696/mo
Today · 4.125%
HK$26,968
baseline
▲ 0.50% · 4.625%
HK$28,389
+HK$1,421/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,936/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,641
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,408
−HK$778/mo
Today · 4.125%
HK$26,186
baseline
▲ 0.50% · 4.625%
HK$27,780
+HK$1,594/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,372/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,413
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,148
−HK$746/mo
Today · 4.125%
HK$28,894
baseline
▲ 0.50% · 4.625%
HK$30,417
+HK$1,523/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,788/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,284
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,101
−HK$831/mo
Today · 4.125%
HK$27,932
baseline
▲ 0.50% · 4.625%
HK$29,632
+HK$1,700/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,864/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,241
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,025
−HK$795/mo
Today · 4.125%
HK$30,820
baseline
▲ 0.50% · 4.625%
HK$32,445
+HK$1,625/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,640/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,927
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,795
−HK$883/mo
Today · 4.125%
HK$29,678
baseline
▲ 0.50% · 4.625%
HK$31,484
+HK$1,806/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$59,356/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,068
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,901
−HK$846/mo
Today · 4.125%
HK$32,747
baseline
▲ 0.50% · 4.625%
HK$34,473
+HK$1,726/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$65,494/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,569
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,489
−HK$935/mo
Today · 4.125%
HK$31,424
baseline
▲ 0.50% · 4.625%
HK$33,336
+HK$1,912/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$62,848/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,896
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,778
−HK$895/mo
Today · 4.125%
HK$34,673
baseline
▲ 0.50% · 4.625%
HK$36,501
+HK$1,828/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$69,346/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,127 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).