▼ 0.50% · 3.625%
HK$16,219
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,724
−HK$512/mo
Today · 4.125%
HK$17,236
baseline
▲ 0.50% · 4.625%
HK$18,285
+HK$1,049/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,472/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,044
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,528
−HK$491/mo
Today · 4.125%
HK$19,019
baseline
▲ 0.50% · 4.625%
HK$20,021
+HK$1,002/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,038/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,841
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,396
−HK$564/mo
Today · 4.125%
HK$18,960
baseline
▲ 0.50% · 4.625%
HK$20,114
+HK$1,154/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$37,920/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,848
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,381
−HK$540/mo
Today · 4.125%
HK$20,921
baseline
▲ 0.50% · 4.625%
HK$22,023
+HK$1,102/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$41,842/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,463
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,069
−HK$615/mo
Today · 4.125%
HK$20,684
baseline
▲ 0.50% · 4.625%
HK$21,942
+HK$1,258/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$41,368/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,653
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,233
−HK$589/mo
Today · 4.125%
HK$22,822
baseline
▲ 0.50% · 4.625%
HK$24,025
+HK$1,203/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$45,644/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,085
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,741
−HK$666/mo
Today · 4.125%
HK$22,407
baseline
▲ 0.50% · 4.625%
HK$23,771
+HK$1,364/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$44,814/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,457
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,086
−HK$638/mo
Today · 4.125%
HK$24,724
baseline
▲ 0.50% · 4.625%
HK$26,028
+HK$1,304/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$49,448/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,707
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,413
−HK$718/mo
Today · 4.125%
HK$24,131
baseline
▲ 0.50% · 4.625%
HK$25,599
+HK$1,468/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$48,262/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,261
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,939
−HK$687/mo
Today · 4.125%
HK$26,626
baseline
▲ 0.50% · 4.625%
HK$28,030
+HK$1,404/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$53,252/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,329
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,086
−HK$769/mo
Today · 4.125%
HK$25,855
baseline
▲ 0.50% · 4.625%
HK$27,428
+HK$1,573/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$51,710/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,066
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,792
−HK$736/mo
Today · 4.125%
HK$28,528
baseline
▲ 0.50% · 4.625%
HK$30,032
+HK$1,504/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$57,056/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,951
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,758
−HK$820/mo
Today · 4.125%
HK$27,578
baseline
▲ 0.50% · 4.625%
HK$29,256
+HK$1,678/mo
Deposit HK$1.42M · loan HK$5.69M · min. income ≈ HK$55,156/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,870
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,644
−HK$786/mo
Today · 4.125%
HK$30,430
baseline
▲ 0.50% · 4.625%
HK$32,034
+HK$1,604/mo
Deposit HK$1.42M · loan HK$5.69M · min. income ≈ HK$60,860/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,573
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,431
−HK$871/mo
Today · 4.125%
HK$29,302
baseline
▲ 0.50% · 4.625%
HK$31,085
+HK$1,783/mo
Deposit HK$1.07M · loan HK$6.05M · min. income ≈ HK$58,604/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,675
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,497
−HK$835/mo
Today · 4.125%
HK$32,332
baseline
▲ 0.50% · 4.625%
HK$34,036
+HK$1,704/mo
Deposit HK$1.07M · loan HK$6.05M · min. income ≈ HK$64,664/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,195
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,103
−HK$923/mo
Today · 4.125%
HK$31,026
baseline
▲ 0.50% · 4.625%
HK$32,913
+HK$1,887/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$62,052/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,479
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,350
−HK$884/mo
Today · 4.125%
HK$34,234
baseline
▲ 0.50% · 4.625%
HK$36,038
+HK$1,804/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$68,468/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,389 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).