▼ 0.50% · 3.625%
HK$16,446
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,958
−HK$519/mo
Today · 4.125%
HK$17,477
baseline
▲ 0.50% · 4.625%
HK$18,541
+HK$1,064/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$34,954/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,296
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,787
−HK$498/mo
Today · 4.125%
HK$19,285
baseline
▲ 0.50% · 4.625%
HK$20,301
+HK$1,016/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,570/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,091
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,653
−HK$572/mo
Today · 4.125%
HK$19,225
baseline
▲ 0.50% · 4.625%
HK$20,395
+HK$1,170/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,450/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,126
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,665
−HK$548/mo
Today · 4.125%
HK$21,213
baseline
▲ 0.50% · 4.625%
HK$22,331
+HK$1,118/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,426/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,735
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,349
−HK$624/mo
Today · 4.125%
HK$20,973
baseline
▲ 0.50% · 4.625%
HK$22,249
+HK$1,276/mo
Deposit HK$2.88M · loan HK$4.33M · min. income ≈ HK$41,946/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,955
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,544
−HK$598/mo
Today · 4.125%
HK$23,142
baseline
▲ 0.50% · 4.625%
HK$24,361
+HK$1,219/mo
Deposit HK$2.88M · loan HK$4.33M · min. income ≈ HK$46,284/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,380
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,045
−HK$676/mo
Today · 4.125%
HK$22,721
baseline
▲ 0.50% · 4.625%
HK$24,103
+HK$1,382/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$45,442/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,785
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,423
−HK$647/mo
Today · 4.125%
HK$25,070
baseline
▲ 0.50% · 4.625%
HK$26,391
+HK$1,321/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$50,140/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,025
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,741
−HK$727/mo
Today · 4.125%
HK$24,468
baseline
▲ 0.50% · 4.625%
HK$25,957
+HK$1,489/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$48,936/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,615
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,302
−HK$696/mo
Today · 4.125%
HK$26,998
baseline
▲ 0.50% · 4.625%
HK$28,422
+HK$1,424/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$53,996/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,669
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,436
−HK$780/mo
Today · 4.125%
HK$26,216
baseline
▲ 0.50% · 4.625%
HK$27,811
+HK$1,595/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$52,432/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,444
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,180
−HK$747/mo
Today · 4.125%
HK$28,927
baseline
▲ 0.50% · 4.625%
HK$30,452
+HK$1,525/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$57,854/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,314
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,132
−HK$832/mo
Today · 4.125%
HK$27,964
baseline
▲ 0.50% · 4.625%
HK$29,665
+HK$1,701/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$55,928/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,274
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,059
−HK$796/mo
Today · 4.125%
HK$30,855
baseline
▲ 0.50% · 4.625%
HK$32,482
+HK$1,627/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$61,710/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,958
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,828
−HK$884/mo
Today · 4.125%
HK$29,712
baseline
▲ 0.50% · 4.625%
HK$31,519
+HK$1,807/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$59,424/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,103
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,938
−HK$846/mo
Today · 4.125%
HK$32,784
baseline
▲ 0.50% · 4.625%
HK$34,512
+HK$1,728/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$65,568/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,603
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,524
−HK$935/mo
Today · 4.125%
HK$31,459
baseline
▲ 0.50% · 4.625%
HK$33,374
+HK$1,915/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$62,918/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,933
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,816
−HK$896/mo
Today · 4.125%
HK$34,712
baseline
▲ 0.50% · 4.625%
HK$36,542
+HK$1,830/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$69,424/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,372 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).