▼ 0.50% · 3.625%
HK$22,397
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,093
−HK$708/mo
Today · 4.125%
HK$23,801
baseline
▲ 0.50% · 4.625%
HK$25,249
+HK$1,448/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,602/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$352,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,916
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,584
−HK$678/mo
Today · 4.125%
HK$26,262
baseline
▲ 0.50% · 4.625%
HK$27,647
+HK$1,385/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,524/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$352,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,636
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,403
−HK$778/mo
Today · 4.125%
HK$26,181
baseline
▲ 0.50% · 4.625%
HK$27,774
+HK$1,593/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$52,362/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$352,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,408
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,143
−HK$746/mo
Today · 4.125%
HK$28,889
baseline
▲ 0.50% · 4.625%
HK$30,411
+HK$1,522/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$57,778/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$352,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,876
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,712
−HK$849/mo
Today · 4.125%
HK$28,561
baseline
▲ 0.50% · 4.625%
HK$30,299
+HK$1,738/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,122/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,899
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,701
−HK$814/mo
Today · 4.125%
HK$31,515
baseline
▲ 0.50% · 4.625%
HK$33,176
+HK$1,661/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$63,030/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,116
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,021
−HK$921/mo
Today · 4.125%
HK$30,942
baseline
▲ 0.50% · 4.625%
HK$32,824
+HK$1,882/mo
Deposit HK$3.44M · loan HK$6.38M · min. income ≈ HK$61,884/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,391
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,260
−HK$881/mo
Today · 4.125%
HK$34,141
baseline
▲ 0.50% · 4.625%
HK$35,941
+HK$1,800/mo
Deposit HK$3.44M · loan HK$6.38M · min. income ≈ HK$68,282/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,355
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,331
−HK$991/mo
Today · 4.125%
HK$33,322
baseline
▲ 0.50% · 4.625%
HK$35,349
+HK$2,027/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,644/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,883
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,818
−HK$949/mo
Today · 4.125%
HK$36,767
baseline
▲ 0.50% · 4.625%
HK$38,705
+HK$1,938/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,534/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,595
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,640
−HK$1,062/mo
Today · 4.125%
HK$35,702
baseline
▲ 0.50% · 4.625%
HK$37,874
+HK$2,172/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$71,404/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,374
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,377
−HK$1,016/mo
Today · 4.125%
HK$39,393
baseline
▲ 0.50% · 4.625%
HK$41,470
+HK$2,077/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$78,786/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,835
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,949
−HK$1,133/mo
Today · 4.125%
HK$38,082
baseline
▲ 0.50% · 4.625%
HK$40,399
+HK$2,317/mo
Deposit HK$1.96M · loan HK$7.86M · min. income ≈ HK$76,164/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,866
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,935
−HK$1,085/mo
Today · 4.125%
HK$42,020
baseline
▲ 0.50% · 4.625%
HK$44,235
+HK$2,215/mo
Deposit HK$1.96M · loan HK$7.86M · min. income ≈ HK$84,040/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,074
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,259
−HK$1,203/mo
Today · 4.125%
HK$40,462
baseline
▲ 0.50% · 4.625%
HK$42,924
+HK$2,462/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$80,924/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,357
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,493
−HK$1,153/mo
Today · 4.125%
HK$44,646
baseline
▲ 0.50% · 4.625%
HK$46,999
+HK$2,353/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$89,292/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,314
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,568
−HK$1,274/mo
Today · 4.125%
HK$42,842
baseline
▲ 0.50% · 4.625%
HK$45,449
+HK$2,607/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$85,684/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$352,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,849
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,052
−HK$1,220/mo
Today · 4.125%
HK$47,272
baseline
▲ 0.50% · 4.625%
HK$49,764
+HK$2,492/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$94,544/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$352,202 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).