▼ 0.50% · 3.625%
HK$21,417
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,084
−HK$676/mo
Today · 4.125%
HK$22,760
baseline
▲ 0.50% · 4.625%
HK$24,145
+HK$1,385/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,520/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,827
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,466
−HK$648/mo
Today · 4.125%
HK$25,114
baseline
▲ 0.50% · 4.625%
HK$26,438
+HK$1,324/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,228/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,559
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,292
−HK$745/mo
Today · 4.125%
HK$25,037
baseline
▲ 0.50% · 4.625%
HK$26,560
+HK$1,523/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,074/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,209
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,912
−HK$713/mo
Today · 4.125%
HK$27,625
baseline
▲ 0.50% · 4.625%
HK$29,082
+HK$1,457/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,250/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,701
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,500
−HK$813/mo
Today · 4.125%
HK$27,313
baseline
▲ 0.50% · 4.625%
HK$28,974
+HK$1,661/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,626/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,592
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,359
−HK$778/mo
Today · 4.125%
HK$30,137
baseline
▲ 0.50% · 4.625%
HK$31,725
+HK$1,588/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,274/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,843
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,709
−HK$880/mo
Today · 4.125%
HK$29,589
baseline
▲ 0.50% · 4.625%
HK$31,389
+HK$1,800/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,178/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,975
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,805
−HK$843/mo
Today · 4.125%
HK$32,648
baseline
▲ 0.50% · 4.625%
HK$34,369
+HK$1,721/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,296/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,984
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,917
−HK$948/mo
Today · 4.125%
HK$31,865
baseline
▲ 0.50% · 4.625%
HK$33,804
+HK$1,939/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$63,730/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,357
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,252
−HK$908/mo
Today · 4.125%
HK$35,160
baseline
▲ 0.50% · 4.625%
HK$37,013
+HK$1,853/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$70,320/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,126
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,125
−HK$1,016/mo
Today · 4.125%
HK$34,141
baseline
▲ 0.50% · 4.625%
HK$36,218
+HK$2,077/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$68,282/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,740
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,699
−HK$972/mo
Today · 4.125%
HK$37,671
baseline
▲ 0.50% · 4.625%
HK$39,657
+HK$1,986/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$75,342/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,268
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,334
−HK$1,083/mo
Today · 4.125%
HK$36,417
baseline
▲ 0.50% · 4.625%
HK$38,633
+HK$2,216/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$72,834/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,123
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,145
−HK$1,037/mo
Today · 4.125%
HK$40,182
baseline
▲ 0.50% · 4.625%
HK$42,300
+HK$2,118/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$80,364/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,410
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,542
−HK$1,151/mo
Today · 4.125%
HK$38,693
baseline
▲ 0.50% · 4.625%
HK$41,047
+HK$2,354/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$77,386/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,505
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,592
−HK$1,102/mo
Today · 4.125%
HK$42,694
baseline
▲ 0.50% · 4.625%
HK$44,944
+HK$2,250/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$85,388/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,551
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,751
−HK$1,218/mo
Today · 4.125%
HK$40,969
baseline
▲ 0.50% · 4.625%
HK$43,462
+HK$2,493/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$81,938/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,888
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,038
−HK$1,167/mo
Today · 4.125%
HK$45,205
baseline
▲ 0.50% · 4.625%
HK$47,588
+HK$2,383/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$90,410/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,256 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).