▼ 0.50% · 3.625%
HK$21,151
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,809
−HK$669/mo
Today · 4.125%
HK$22,478
baseline
▲ 0.50% · 4.625%
HK$23,845
+HK$1,367/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,956/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,530
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,162
−HK$640/mo
Today · 4.125%
HK$24,802
baseline
▲ 0.50% · 4.625%
HK$26,109
+HK$1,307/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,604/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,266
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,990
−HK$735/mo
Today · 4.125%
HK$24,725
baseline
▲ 0.50% · 4.625%
HK$26,230
+HK$1,505/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,450/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,884
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,578
−HK$704/mo
Today · 4.125%
HK$27,282
baseline
▲ 0.50% · 4.625%
HK$28,720
+HK$1,438/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,564/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,381
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,171
−HK$802/mo
Today · 4.125%
HK$26,973
baseline
▲ 0.50% · 4.625%
HK$28,614
+HK$1,641/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$53,946/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,237
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,994
−HK$768/mo
Today · 4.125%
HK$29,762
baseline
▲ 0.50% · 4.625%
HK$31,331
+HK$1,569/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,524/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,497
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,352
−HK$869/mo
Today · 4.125%
HK$29,221
baseline
▲ 0.50% · 4.625%
HK$30,999
+HK$1,778/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,442/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$297,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,590
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,410
−HK$832/mo
Today · 4.125%
HK$32,242
baseline
▲ 0.50% · 4.625%
HK$33,942
+HK$1,700/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,484/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$297,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,612
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,533
−HK$936/mo
Today · 4.125%
HK$31,469
baseline
▲ 0.50% · 4.625%
HK$33,383
+HK$1,914/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,938/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,943
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,826
−HK$896/mo
Today · 4.125%
HK$34,722
baseline
▲ 0.50% · 4.625%
HK$36,553
+HK$1,831/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,444/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,727
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,714
−HK$1,002/mo
Today · 4.125%
HK$33,716
baseline
▲ 0.50% · 4.625%
HK$35,768
+HK$2,052/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,432/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,296
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,242
−HK$961/mo
Today · 4.125%
HK$37,203
baseline
▲ 0.50% · 4.625%
HK$39,164
+HK$1,961/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,406/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,842
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,895
−HK$1,069/mo
Today · 4.125%
HK$35,964
baseline
▲ 0.50% · 4.625%
HK$38,152
+HK$2,188/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$71,928/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,649
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,659
−HK$1,024/mo
Today · 4.125%
HK$39,683
baseline
▲ 0.50% · 4.625%
HK$41,775
+HK$2,092/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$79,366/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,957
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,075
−HK$1,137/mo
Today · 4.125%
HK$38,212
baseline
▲ 0.50% · 4.625%
HK$40,537
+HK$2,325/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,424/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,002
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,075
−HK$1,088/mo
Today · 4.125%
HK$42,163
baseline
▲ 0.50% · 4.625%
HK$44,385
+HK$2,222/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,326/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,072
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,256
−HK$1,204/mo
Today · 4.125%
HK$40,460
baseline
▲ 0.50% · 4.625%
HK$42,921
+HK$2,461/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$80,920/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,355
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,491
−HK$1,152/mo
Today · 4.125%
HK$44,643
baseline
▲ 0.50% · 4.625%
HK$46,996
+HK$2,353/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$89,286/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,580 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).