▼ 0.50% · 3.625%
HK$19,761
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,376
−HK$625/mo
Today · 4.125%
HK$21,001
baseline
▲ 0.50% · 4.625%
HK$22,278
+HK$1,277/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$42,002/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,984
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,574
−HK$598/mo
Today · 4.125%
HK$23,172
baseline
▲ 0.50% · 4.625%
HK$24,393
+HK$1,221/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,344/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,737
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,414
−HK$687/mo
Today · 4.125%
HK$23,101
baseline
▲ 0.50% · 4.625%
HK$24,506
+HK$1,405/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,202/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,183
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,831
−HK$658/mo
Today · 4.125%
HK$25,489
baseline
▲ 0.50% · 4.625%
HK$26,833
+HK$1,344/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$50,978/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,714
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,451
−HK$750/mo
Today · 4.125%
HK$25,201
baseline
▲ 0.50% · 4.625%
HK$26,734
+HK$1,533/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,402/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$259,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,381
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,089
−HK$717/mo
Today · 4.125%
HK$27,806
baseline
▲ 0.50% · 4.625%
HK$29,272
+HK$1,466/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,612/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$259,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,690
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,489
−HK$812/mo
Today · 4.125%
HK$27,301
baseline
▲ 0.50% · 4.625%
HK$28,962
+HK$1,661/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,602/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,580
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,346
−HK$778/mo
Today · 4.125%
HK$30,124
baseline
▲ 0.50% · 4.625%
HK$31,712
+HK$1,588/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,248/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,666
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,526
−HK$875/mo
Today · 4.125%
HK$29,401
baseline
▲ 0.50% · 4.625%
HK$31,190
+HK$1,789/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,802/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,778
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,603
−HK$838/mo
Today · 4.125%
HK$32,441
baseline
▲ 0.50% · 4.625%
HK$34,151
+HK$1,710/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,882/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,642
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,564
−HK$937/mo
Today · 4.125%
HK$31,501
baseline
▲ 0.50% · 4.625%
HK$33,418
+HK$1,917/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$63,002/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$259,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,976
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,861
−HK$897/mo
Today · 4.125%
HK$34,758
baseline
▲ 0.50% · 4.625%
HK$36,590
+HK$1,832/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,516/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$259,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,618
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,602
−HK$999/mo
Today · 4.125%
HK$33,601
baseline
▲ 0.50% · 4.625%
HK$35,645
+HK$2,044/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$67,202/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,175
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,118
−HK$957/mo
Today · 4.125%
HK$37,075
baseline
▲ 0.50% · 4.625%
HK$39,030
+HK$1,955/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$74,150/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,594
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,639
−HK$1,062/mo
Today · 4.125%
HK$35,701
baseline
▲ 0.50% · 4.625%
HK$37,873
+HK$2,172/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$71,402/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,373
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,376
−HK$1,016/mo
Today · 4.125%
HK$39,392
baseline
▲ 0.50% · 4.625%
HK$41,469
+HK$2,077/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$78,784/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,570
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,677
−HK$1,124/mo
Today · 4.125%
HK$37,801
baseline
▲ 0.50% · 4.625%
HK$40,101
+HK$2,300/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$75,602/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,572
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,633
−HK$1,077/mo
Today · 4.125%
HK$41,710
baseline
▲ 0.50% · 4.625%
HK$43,908
+HK$2,198/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$83,420/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,989 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).