▼ 0.50% · 3.625%
HK$18,415
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,988
−HK$582/mo
Today · 4.125%
HK$19,570
baseline
▲ 0.50% · 4.625%
HK$20,761
+HK$1,191/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,140/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,487
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,036
−HK$557/mo
Today · 4.125%
HK$21,593
baseline
▲ 0.50% · 4.625%
HK$22,732
+HK$1,139/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,186/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,257
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,887
−HK$640/mo
Today · 4.125%
HK$21,527
baseline
▲ 0.50% · 4.625%
HK$22,837
+HK$1,310/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$43,054/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,535
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,140
−HK$613/mo
Today · 4.125%
HK$23,753
baseline
▲ 0.50% · 4.625%
HK$25,005
+HK$1,252/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,506/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,098
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,785
−HK$699/mo
Today · 4.125%
HK$23,484
baseline
▲ 0.50% · 4.625%
HK$24,913
+HK$1,429/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$46,968/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,584
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,243
−HK$669/mo
Today · 4.125%
HK$25,912
baseline
▲ 0.50% · 4.625%
HK$27,278
+HK$1,366/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$51,824/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,940
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,684
−HK$757/mo
Today · 4.125%
HK$25,441
baseline
▲ 0.50% · 4.625%
HK$26,989
+HK$1,548/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$50,882/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,633
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,347
−HK$724/mo
Today · 4.125%
HK$28,071
baseline
▲ 0.50% · 4.625%
HK$29,551
+HK$1,480/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$56,142/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,781
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,583
−HK$815/mo
Today · 4.125%
HK$27,398
baseline
▲ 0.50% · 4.625%
HK$29,065
+HK$1,667/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,796/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,681
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,450
−HK$781/mo
Today · 4.125%
HK$30,231
baseline
▲ 0.50% · 4.625%
HK$31,824
+HK$1,593/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,462/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,623
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,482
−HK$873/mo
Today · 4.125%
HK$29,355
baseline
▲ 0.50% · 4.625%
HK$31,141
+HK$1,786/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$58,710/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,730
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,554
−HK$836/mo
Today · 4.125%
HK$32,390
baseline
▲ 0.50% · 4.625%
HK$34,097
+HK$1,707/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$64,780/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,464
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,381
−HK$931/mo
Today · 4.125%
HK$31,312
baseline
▲ 0.50% · 4.625%
HK$33,217
+HK$1,905/mo
Deposit HK$1.62M · loan HK$6.46M · min. income ≈ HK$62,624/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,778
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,658
−HK$891/mo
Today · 4.125%
HK$34,549
baseline
▲ 0.50% · 4.625%
HK$36,371
+HK$1,822/mo
Deposit HK$1.62M · loan HK$6.46M · min. income ≈ HK$69,098/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,306
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,279
−HK$990/mo
Today · 4.125%
HK$33,269
baseline
▲ 0.50% · 4.625%
HK$35,293
+HK$2,024/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$66,538/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,827
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,761
−HK$948/mo
Today · 4.125%
HK$36,709
baseline
▲ 0.50% · 4.625%
HK$38,644
+HK$1,935/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$73,418/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,147
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,178
−HK$1,048/mo
Today · 4.125%
HK$35,226
baseline
▲ 0.50% · 4.625%
HK$37,369
+HK$2,143/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$70,452/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,876
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,865
−HK$1,003/mo
Today · 4.125%
HK$38,868
baseline
▲ 0.50% · 4.625%
HK$40,917
+HK$2,049/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$77,736/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,276 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).