▼ 0.50% · 3.625%
HK$19,707
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,320
−HK$623/mo
Today · 4.125%
HK$20,943
baseline
▲ 0.50% · 4.625%
HK$22,217
+HK$1,274/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,886/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,924
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,512
−HK$597/mo
Today · 4.125%
HK$23,109
baseline
▲ 0.50% · 4.625%
HK$24,327
+HK$1,218/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,218/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,678
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,352
−HK$685/mo
Today · 4.125%
HK$23,037
baseline
▲ 0.50% · 4.625%
HK$24,439
+HK$1,402/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$46,074/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,116
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,763
−HK$656/mo
Today · 4.125%
HK$25,419
baseline
▲ 0.50% · 4.625%
HK$26,759
+HK$1,340/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$50,838/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,649
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,384
−HK$748/mo
Today · 4.125%
HK$25,132
baseline
▲ 0.50% · 4.625%
HK$26,661
+HK$1,529/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,264/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,309
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,014
−HK$716/mo
Today · 4.125%
HK$27,730
baseline
▲ 0.50% · 4.625%
HK$29,192
+HK$1,462/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,460/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,619
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,416
−HK$810/mo
Today · 4.125%
HK$27,226
baseline
▲ 0.50% · 4.625%
HK$28,883
+HK$1,657/mo
Deposit HK$3.02M · loan HK$5.62M · min. income ≈ HK$54,452/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,501
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,266
−HK$775/mo
Today · 4.125%
HK$30,041
baseline
▲ 0.50% · 4.625%
HK$31,625
+HK$1,584/mo
Deposit HK$3.02M · loan HK$5.62M · min. income ≈ HK$60,082/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,590
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,448
−HK$872/mo
Today · 4.125%
HK$29,320
baseline
▲ 0.50% · 4.625%
HK$31,104
+HK$1,784/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$58,640/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,694
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,517
−HK$835/mo
Today · 4.125%
HK$32,352
baseline
▲ 0.50% · 4.625%
HK$34,057
+HK$1,705/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$64,704/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,561
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,480
−HK$935/mo
Today · 4.125%
HK$31,415
baseline
▲ 0.50% · 4.625%
HK$33,326
+HK$1,911/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,830/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,886
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,768
−HK$895/mo
Today · 4.125%
HK$34,663
baseline
▲ 0.50% · 4.625%
HK$36,490
+HK$1,827/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,326/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,532
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,512
−HK$997/mo
Today · 4.125%
HK$33,509
baseline
▲ 0.50% · 4.625%
HK$35,548
+HK$2,039/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$67,018/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,078
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,019
−HK$955/mo
Today · 4.125%
HK$36,974
baseline
▲ 0.50% · 4.625%
HK$38,923
+HK$1,949/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$73,948/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,502
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,544
−HK$1,059/mo
Today · 4.125%
HK$35,603
baseline
▲ 0.50% · 4.625%
HK$37,769
+HK$2,166/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$71,206/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,271
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,270
−HK$1,015/mo
Today · 4.125%
HK$39,285
baseline
▲ 0.50% · 4.625%
HK$41,355
+HK$2,070/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$78,570/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,473
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,576
−HK$1,121/mo
Today · 4.125%
HK$37,697
baseline
▲ 0.50% · 4.625%
HK$39,991
+HK$2,294/mo
Deposit HK$864K · loan HK$7.78M · min. income ≈ HK$75,394/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,463
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,522
−HK$1,073/mo
Today · 4.125%
HK$41,595
baseline
▲ 0.50% · 4.625%
HK$43,788
+HK$2,193/mo
Deposit HK$864K · loan HK$7.78M · min. income ≈ HK$83,190/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,276 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).