▼ 0.50% · 3.625%
HK$21,373
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,038
−HK$675/mo
Today · 4.125%
HK$22,713
baseline
▲ 0.50% · 4.625%
HK$24,095
+HK$1,382/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,426/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,777
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,415
−HK$647/mo
Today · 4.125%
HK$25,062
baseline
▲ 0.50% · 4.625%
HK$26,383
+HK$1,321/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,124/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,510
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,242
−HK$743/mo
Today · 4.125%
HK$24,985
baseline
▲ 0.50% · 4.625%
HK$26,505
+HK$1,520/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$49,970/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$307,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,155
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,857
−HK$711/mo
Today · 4.125%
HK$27,568
baseline
▲ 0.50% · 4.625%
HK$29,021
+HK$1,453/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$55,136/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$307,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,648
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,446
−HK$810/mo
Today · 4.125%
HK$27,256
baseline
▲ 0.50% · 4.625%
HK$28,915
+HK$1,659/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,512/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,533
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,298
−HK$776/mo
Today · 4.125%
HK$30,074
baseline
▲ 0.50% · 4.625%
HK$31,660
+HK$1,586/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,148/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,785
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,649
−HK$878/mo
Today · 4.125%
HK$29,527
baseline
▲ 0.50% · 4.625%
HK$31,324
+HK$1,797/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$59,054/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$307,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,911
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,740
−HK$841/mo
Today · 4.125%
HK$32,581
baseline
▲ 0.50% · 4.625%
HK$34,298
+HK$1,717/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,162/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$307,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,922
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,853
−HK$946/mo
Today · 4.125%
HK$31,799
baseline
▲ 0.50% · 4.625%
HK$33,734
+HK$1,935/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,598/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,288
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,181
−HK$906/mo
Today · 4.125%
HK$35,087
baseline
▲ 0.50% · 4.625%
HK$36,936
+HK$1,849/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,174/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,060
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,057
−HK$1,013/mo
Today · 4.125%
HK$34,070
baseline
▲ 0.50% · 4.625%
HK$36,143
+HK$2,073/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$68,140/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$307,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,666
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,623
−HK$970/mo
Today · 4.125%
HK$37,593
baseline
▲ 0.50% · 4.625%
HK$39,575
+HK$1,982/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$75,186/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$307,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,197
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,261
−HK$1,080/mo
Today · 4.125%
HK$36,341
baseline
▲ 0.50% · 4.625%
HK$38,553
+HK$2,212/mo
Deposit HK$1.87M · loan HK$7.50M · min. income ≈ HK$72,682/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$307,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,044
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,064
−HK$1,035/mo
Today · 4.125%
HK$40,099
baseline
▲ 0.50% · 4.625%
HK$42,213
+HK$2,114/mo
Deposit HK$1.87M · loan HK$7.50M · min. income ≈ HK$80,198/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$307,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,334
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,465
−HK$1,148/mo
Today · 4.125%
HK$38,613
baseline
▲ 0.50% · 4.625%
HK$40,962
+HK$2,349/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$77,226/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$307,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,422
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,506
−HK$1,099/mo
Today · 4.125%
HK$42,605
baseline
▲ 0.50% · 4.625%
HK$44,851
+HK$2,246/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$85,210/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$307,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,472
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,668
−HK$1,216/mo
Today · 4.125%
HK$40,884
baseline
▲ 0.50% · 4.625%
HK$43,372
+HK$2,488/mo
Deposit HK$937K · loan HK$8.44M · min. income ≈ HK$81,768/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,799
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,947
−HK$1,165/mo
Today · 4.125%
HK$45,112
baseline
▲ 0.50% · 4.625%
HK$47,490
+HK$2,378/mo
Deposit HK$937K · loan HK$8.44M · min. income ≈ HK$90,224/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,314 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).