▼ 0.50% · 3.625%
HK$18,424
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,997
−HK$582/mo
Today · 4.125%
HK$19,579
baseline
▲ 0.50% · 4.625%
HK$20,771
+HK$1,192/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,158/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,496
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$21,046
−HK$558/mo
Today · 4.125%
HK$21,604
baseline
▲ 0.50% · 4.625%
HK$22,742
+HK$1,138/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,208/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,266
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,897
−HK$640/mo
Today · 4.125%
HK$21,537
baseline
▲ 0.50% · 4.625%
HK$22,848
+HK$1,311/mo
Deposit HK$3.64M · loan HK$4.44M · min. income ≈ HK$43,074/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,546
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,151
−HK$613/mo
Today · 4.125%
HK$23,764
baseline
▲ 0.50% · 4.625%
HK$25,017
+HK$1,253/mo
Deposit HK$3.64M · loan HK$4.44M · min. income ≈ HK$47,528/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,109
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,796
−HK$699/mo
Today · 4.125%
HK$23,495
baseline
▲ 0.50% · 4.625%
HK$24,925
+HK$1,430/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$46,990/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,596
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,255
−HK$669/mo
Today · 4.125%
HK$25,924
baseline
▲ 0.50% · 4.625%
HK$27,291
+HK$1,367/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$51,848/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,951
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,696
−HK$757/mo
Today · 4.125%
HK$25,453
baseline
▲ 0.50% · 4.625%
HK$27,002
+HK$1,549/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$50,906/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,645
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,360
−HK$725/mo
Today · 4.125%
HK$28,085
baseline
▲ 0.50% · 4.625%
HK$29,565
+HK$1,480/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$56,170/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,793
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,596
−HK$815/mo
Today · 4.125%
HK$27,411
baseline
▲ 0.50% · 4.625%
HK$29,079
+HK$1,668/mo
Deposit HK$2.42M · loan HK$5.66M · min. income ≈ HK$54,822/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,695
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,464
−HK$781/mo
Today · 4.125%
HK$30,245
baseline
▲ 0.50% · 4.625%
HK$31,839
+HK$1,594/mo
Deposit HK$2.42M · loan HK$5.66M · min. income ≈ HK$60,490/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,636
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,495
−HK$874/mo
Today · 4.125%
HK$29,369
baseline
▲ 0.50% · 4.625%
HK$31,156
+HK$1,787/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$58,738/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,745
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,569
−HK$837/mo
Today · 4.125%
HK$32,406
baseline
▲ 0.50% · 4.625%
HK$34,114
+HK$1,708/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$64,812/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,478
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,395
−HK$932/mo
Today · 4.125%
HK$31,327
baseline
▲ 0.50% · 4.625%
HK$33,233
+HK$1,906/mo
Deposit HK$1.62M · loan HK$6.46M · min. income ≈ HK$62,654/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,794
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,674
−HK$892/mo
Today · 4.125%
HK$34,566
baseline
▲ 0.50% · 4.625%
HK$36,388
+HK$1,822/mo
Deposit HK$1.62M · loan HK$6.46M · min. income ≈ HK$69,132/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,321
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,295
−HK$990/mo
Today · 4.125%
HK$33,285
baseline
▲ 0.50% · 4.625%
HK$35,310
+HK$2,025/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$66,570/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,844
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,778
−HK$948/mo
Today · 4.125%
HK$36,726
baseline
▲ 0.50% · 4.625%
HK$38,662
+HK$1,936/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$73,452/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,163
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,195
−HK$1,048/mo
Today · 4.125%
HK$35,243
baseline
▲ 0.50% · 4.625%
HK$37,387
+HK$2,144/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$70,486/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,893
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,883
−HK$1,004/mo
Today · 4.125%
HK$38,887
baseline
▲ 0.50% · 4.625%
HK$40,936
+HK$2,049/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$77,774/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,392 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).