▼ 0.50% · 3.625%
HK$20,674
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,317
−HK$653/mo
Today · 4.125%
HK$21,970
baseline
▲ 0.50% · 4.625%
HK$23,307
+HK$1,337/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,940/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,000
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,616
−HK$626/mo
Today · 4.125%
HK$24,242
baseline
▲ 0.50% · 4.625%
HK$25,520
+HK$1,278/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,484/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,741
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,449
−HK$718/mo
Today · 4.125%
HK$24,167
baseline
▲ 0.50% · 4.625%
HK$25,638
+HK$1,471/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,334/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,300
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,978
−HK$688/mo
Today · 4.125%
HK$26,666
baseline
▲ 0.50% · 4.625%
HK$28,072
+HK$1,406/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,332/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,809
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,580
−HK$784/mo
Today · 4.125%
HK$26,364
baseline
▲ 0.50% · 4.625%
HK$27,969
+HK$1,605/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,728/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,599
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,340
−HK$751/mo
Today · 4.125%
HK$29,091
baseline
▲ 0.50% · 4.625%
HK$30,624
+HK$1,533/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,182/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,876
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,712
−HK$850/mo
Today · 4.125%
HK$28,562
baseline
▲ 0.50% · 4.625%
HK$30,299
+HK$1,737/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,124/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,899
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,701
−HK$814/mo
Today · 4.125%
HK$31,515
baseline
▲ 0.50% · 4.625%
HK$33,176
+HK$1,661/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$63,030/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,944
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,844
−HK$915/mo
Today · 4.125%
HK$30,759
baseline
▲ 0.50% · 4.625%
HK$32,630
+HK$1,871/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,518/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,199
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,063
−HK$876/mo
Today · 4.125%
HK$33,939
baseline
▲ 0.50% · 4.625%
HK$35,728
+HK$1,789/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,878/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,011
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,976
−HK$980/mo
Today · 4.125%
HK$32,956
baseline
▲ 0.50% · 4.625%
HK$34,961
+HK$2,005/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,912/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,499
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,425
−HK$938/mo
Today · 4.125%
HK$36,363
baseline
▲ 0.50% · 4.625%
HK$38,280
+HK$1,917/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,726/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,078
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,107
−HK$1,046/mo
Today · 4.125%
HK$35,153
baseline
▲ 0.50% · 4.625%
HK$37,292
+HK$2,139/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,306/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,799
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,786
−HK$1,001/mo
Today · 4.125%
HK$38,787
baseline
▲ 0.50% · 4.625%
HK$40,832
+HK$2,045/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,574/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,146
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,239
−HK$1,111/mo
Today · 4.125%
HK$37,350
baseline
▲ 0.50% · 4.625%
HK$39,622
+HK$2,272/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,700/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,099
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,148
−HK$1,064/mo
Today · 4.125%
HK$41,212
baseline
▲ 0.50% · 4.625%
HK$43,384
+HK$2,172/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,424/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,213
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,371
−HK$1,176/mo
Today · 4.125%
HK$39,547
baseline
▲ 0.50% · 4.625%
HK$41,953
+HK$2,406/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$79,094/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,399
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,510
−HK$1,126/mo
Today · 4.125%
HK$43,636
baseline
▲ 0.50% · 4.625%
HK$45,936
+HK$2,300/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$87,272/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,651 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).