▼ 0.50% · 3.625%
HK$21,352
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,017
−HK$674/mo
Today · 4.125%
HK$22,691
baseline
▲ 0.50% · 4.625%
HK$24,072
+HK$1,381/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,382/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,754
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,392
−HK$646/mo
Today · 4.125%
HK$25,038
baseline
▲ 0.50% · 4.625%
HK$26,358
+HK$1,320/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,076/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,488
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,218
−HK$743/mo
Today · 4.125%
HK$24,961
baseline
▲ 0.50% · 4.625%
HK$26,479
+HK$1,518/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,922/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,130
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,831
−HK$711/mo
Today · 4.125%
HK$27,542
baseline
▲ 0.50% · 4.625%
HK$28,993
+HK$1,451/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,084/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,623
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,420
−HK$810/mo
Today · 4.125%
HK$27,230
baseline
▲ 0.50% · 4.625%
HK$28,887
+HK$1,657/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,460/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,505
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,270
−HK$775/mo
Today · 4.125%
HK$30,045
baseline
▲ 0.50% · 4.625%
HK$31,629
+HK$1,584/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,090/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,758
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,622
−HK$877/mo
Today · 4.125%
HK$29,499
baseline
▲ 0.50% · 4.625%
HK$31,294
+HK$1,795/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$58,998/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,881
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,709
−HK$840/mo
Today · 4.125%
HK$32,549
baseline
▲ 0.50% · 4.625%
HK$34,265
+HK$1,716/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,098/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,893
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,823
−HK$945/mo
Today · 4.125%
HK$31,768
baseline
▲ 0.50% · 4.625%
HK$33,701
+HK$1,933/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,536/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,256
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,148
−HK$905/mo
Today · 4.125%
HK$35,053
baseline
▲ 0.50% · 4.625%
HK$36,901
+HK$1,848/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,106/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,029
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,025
−HK$1,012/mo
Today · 4.125%
HK$34,037
baseline
▲ 0.50% · 4.625%
HK$36,108
+HK$2,071/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,074/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,632
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,587
−HK$970/mo
Today · 4.125%
HK$37,557
baseline
▲ 0.50% · 4.625%
HK$39,536
+HK$1,979/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,114/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,164
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,227
−HK$1,079/mo
Today · 4.125%
HK$36,306
baseline
▲ 0.50% · 4.625%
HK$38,516
+HK$2,210/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,612/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,007
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,026
−HK$1,034/mo
Today · 4.125%
HK$40,060
baseline
▲ 0.50% · 4.625%
HK$42,172
+HK$2,112/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,120/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,299
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,428
−HK$1,148/mo
Today · 4.125%
HK$38,576
baseline
▲ 0.50% · 4.625%
HK$40,923
+HK$2,347/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$77,152/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,383
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,466
−HK$1,098/mo
Today · 4.125%
HK$42,564
baseline
▲ 0.50% · 4.625%
HK$44,808
+HK$2,244/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$85,128/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,434
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,630
−HK$1,215/mo
Today · 4.125%
HK$40,845
baseline
▲ 0.50% · 4.625%
HK$43,330
+HK$2,485/mo
Deposit HK$936K · loan HK$8.43M · min. income ≈ HK$81,690/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,758
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,905
−HK$1,163/mo
Today · 4.125%
HK$45,068
baseline
▲ 0.50% · 4.625%
HK$47,444
+HK$2,376/mo
Deposit HK$936K · loan HK$8.43M · min. income ≈ HK$90,136/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,408 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).