▼ 0.50% · 3.625%
HK$17,844
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,399
−HK$564/mo
Today · 4.125%
HK$18,963
baseline
▲ 0.50% · 4.625%
HK$20,116
+HK$1,153/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,926/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,851
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,383
−HK$540/mo
Today · 4.125%
HK$20,923
baseline
▲ 0.50% · 4.625%
HK$22,026
+HK$1,103/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,846/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,628
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,239
−HK$620/mo
Today · 4.125%
HK$20,859
baseline
▲ 0.50% · 4.625%
HK$22,128
+HK$1,269/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,718/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,836
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,422
−HK$594/mo
Today · 4.125%
HK$23,016
baseline
▲ 0.50% · 4.625%
HK$24,229
+HK$1,213/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$46,032/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,412
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,078
−HK$677/mo
Today · 4.125%
HK$22,755
baseline
▲ 0.50% · 4.625%
HK$24,140
+HK$1,385/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,510/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,821
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,460
−HK$648/mo
Today · 4.125%
HK$25,108
baseline
▲ 0.50% · 4.625%
HK$26,432
+HK$1,324/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,216/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,197
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,918
−HK$733/mo
Today · 4.125%
HK$24,651
baseline
▲ 0.50% · 4.625%
HK$26,151
+HK$1,500/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,302/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,806
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,498
−HK$702/mo
Today · 4.125%
HK$27,200
baseline
▲ 0.50% · 4.625%
HK$28,634
+HK$1,434/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,400/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,981
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,758
−HK$790/mo
Today · 4.125%
HK$26,548
baseline
▲ 0.50% · 4.625%
HK$28,163
+HK$1,615/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,096/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,791
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,537
−HK$756/mo
Today · 4.125%
HK$29,293
baseline
▲ 0.50% · 4.625%
HK$30,837
+HK$1,544/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,586/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,765
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,598
−HK$846/mo
Today · 4.125%
HK$28,444
baseline
▲ 0.50% · 4.625%
HK$30,175
+HK$1,731/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$56,888/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,776
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,575
−HK$810/mo
Today · 4.125%
HK$31,385
baseline
▲ 0.50% · 4.625%
HK$33,039
+HK$1,654/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$62,770/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,550
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,438
−HK$902/mo
Today · 4.125%
HK$30,340
baseline
▲ 0.50% · 4.625%
HK$32,186
+HK$1,846/mo
Deposit HK$1.57M · loan HK$6.26M · min. income ≈ HK$60,680/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,761
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,613
−HK$864/mo
Today · 4.125%
HK$33,477
baseline
▲ 0.50% · 4.625%
HK$35,242
+HK$1,765/mo
Deposit HK$1.57M · loan HK$6.26M · min. income ≈ HK$66,954/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,334
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,278
−HK$958/mo
Today · 4.125%
HK$32,236
baseline
▲ 0.50% · 4.625%
HK$34,198
+HK$1,962/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$64,472/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,747
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,652
−HK$918/mo
Today · 4.125%
HK$35,570
baseline
▲ 0.50% · 4.625%
HK$37,445
+HK$1,875/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$71,140/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,119
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,118
−HK$1,015/mo
Today · 4.125%
HK$34,133
baseline
▲ 0.50% · 4.625%
HK$36,210
+HK$2,077/mo
Deposit HK$783K · loan HK$7.04M · min. income ≈ HK$68,266/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,732
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,690
−HK$972/mo
Today · 4.125%
HK$37,662
baseline
▲ 0.50% · 4.625%
HK$39,647
+HK$1,985/mo
Deposit HK$783K · loan HK$7.04M · min. income ≈ HK$75,324/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,759 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).