▼ 0.50% · 3.625%
HK$18,663
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,244
−HK$589/mo
Today · 4.125%
HK$19,833
baseline
▲ 0.50% · 4.625%
HK$21,040
+HK$1,207/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,666/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,762
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,319
−HK$565/mo
Today · 4.125%
HK$21,884
baseline
▲ 0.50% · 4.625%
HK$23,038
+HK$1,154/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,768/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,529
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,168
−HK$649/mo
Today · 4.125%
HK$21,817
baseline
▲ 0.50% · 4.625%
HK$23,144
+HK$1,327/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$43,634/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,839
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,451
−HK$622/mo
Today · 4.125%
HK$24,073
baseline
▲ 0.50% · 4.625%
HK$25,341
+HK$1,268/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$48,146/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,396
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,092
−HK$708/mo
Today · 4.125%
HK$23,800
baseline
▲ 0.50% · 4.625%
HK$25,248
+HK$1,448/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$47,600/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,915
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,583
−HK$678/mo
Today · 4.125%
HK$26,261
baseline
▲ 0.50% · 4.625%
HK$27,645
+HK$1,384/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$52,522/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,262
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,017
−HK$766/mo
Today · 4.125%
HK$25,783
baseline
▲ 0.50% · 4.625%
HK$27,352
+HK$1,569/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$51,566/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,991
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,715
−HK$734/mo
Today · 4.125%
HK$28,449
baseline
▲ 0.50% · 4.625%
HK$29,949
+HK$1,500/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$56,898/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,128
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,941
−HK$826/mo
Today · 4.125%
HK$27,767
baseline
▲ 0.50% · 4.625%
HK$29,456
+HK$1,689/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$55,534/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,067
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,847
−HK$791/mo
Today · 4.125%
HK$30,638
baseline
▲ 0.50% · 4.625%
HK$32,253
+HK$1,615/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$61,276/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,994
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,865
−HK$885/mo
Today · 4.125%
HK$29,750
baseline
▲ 0.50% · 4.625%
HK$31,560
+HK$1,810/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$59,500/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,144
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,979
−HK$847/mo
Today · 4.125%
HK$32,826
baseline
▲ 0.50% · 4.625%
HK$34,556
+HK$1,730/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$65,652/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,861
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,790
−HK$943/mo
Today · 4.125%
HK$31,733
baseline
▲ 0.50% · 4.625%
HK$33,664
+HK$1,931/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$63,466/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,220
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,111
−HK$904/mo
Today · 4.125%
HK$35,015
baseline
▲ 0.50% · 4.625%
HK$36,860
+HK$1,845/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$70,030/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,727
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,714
−HK$1,003/mo
Today · 4.125%
HK$33,717
baseline
▲ 0.50% · 4.625%
HK$35,768
+HK$2,051/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$67,434/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,296
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,243
−HK$960/mo
Today · 4.125%
HK$37,203
baseline
▲ 0.50% · 4.625%
HK$39,164
+HK$1,961/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$74,406/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,593
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,638
−HK$1,062/mo
Today · 4.125%
HK$35,700
baseline
▲ 0.50% · 4.625%
HK$37,872
+HK$2,172/mo
Deposit HK$818K · loan HK$7.37M · min. income ≈ HK$71,400/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,372
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,375
−HK$1,016/mo
Today · 4.125%
HK$39,391
baseline
▲ 0.50% · 4.625%
HK$41,468
+HK$2,077/mo
Deposit HK$818K · loan HK$7.37M · min. income ≈ HK$78,782/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,538 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).