▼ 0.50% · 3.625%
HK$19,929
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,549
−HK$630/mo
Today · 4.125%
HK$21,179
baseline
▲ 0.50% · 4.625%
HK$22,468
+HK$1,289/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,358/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,171
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,766
−HK$603/mo
Today · 4.125%
HK$23,369
baseline
▲ 0.50% · 4.625%
HK$24,601
+HK$1,232/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,738/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,922
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,604
−HK$693/mo
Today · 4.125%
HK$23,297
baseline
▲ 0.50% · 4.625%
HK$24,714
+HK$1,417/mo
Deposit HK$3.93M · loan HK$4.81M · min. income ≈ HK$46,594/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,388
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,042
−HK$664/mo
Today · 4.125%
HK$25,706
baseline
▲ 0.50% · 4.625%
HK$27,061
+HK$1,355/mo
Deposit HK$3.93M · loan HK$4.81M · min. income ≈ HK$51,412/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,915
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,659
−HK$756/mo
Today · 4.125%
HK$25,415
baseline
▲ 0.50% · 4.625%
HK$26,961
+HK$1,546/mo
Deposit HK$3.50M · loan HK$5.24M · min. income ≈ HK$50,830/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,605
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,319
−HK$724/mo
Today · 4.125%
HK$28,043
baseline
▲ 0.50% · 4.625%
HK$29,521
+HK$1,478/mo
Deposit HK$3.50M · loan HK$5.24M · min. income ≈ HK$56,086/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,908
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,714
−HK$819/mo
Today · 4.125%
HK$27,533
baseline
▲ 0.50% · 4.625%
HK$29,208
+HK$1,675/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$55,066/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,822
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,595
−HK$784/mo
Today · 4.125%
HK$30,379
baseline
▲ 0.50% · 4.625%
HK$31,981
+HK$1,602/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$60,758/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,901
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,769
−HK$881/mo
Today · 4.125%
HK$29,650
baseline
▲ 0.50% · 4.625%
HK$31,455
+HK$1,805/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,300/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,039
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,872
−HK$844/mo
Today · 4.125%
HK$32,716
baseline
▲ 0.50% · 4.625%
HK$34,441
+HK$1,725/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,432/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,894
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,824
−HK$944/mo
Today · 4.125%
HK$31,768
baseline
▲ 0.50% · 4.625%
HK$33,701
+HK$1,933/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,536/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,256
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,148
−HK$905/mo
Today · 4.125%
HK$35,053
baseline
▲ 0.50% · 4.625%
HK$36,901
+HK$1,848/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,106/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,887
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,878
−HK$1,008/mo
Today · 4.125%
HK$33,886
baseline
▲ 0.50% · 4.625%
HK$35,948
+HK$2,062/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$67,772/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,474
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,425
−HK$965/mo
Today · 4.125%
HK$37,390
baseline
▲ 0.50% · 4.625%
HK$39,361
+HK$1,971/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$74,780/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,880
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,933
−HK$1,071/mo
Today · 4.125%
HK$36,004
baseline
▲ 0.50% · 4.625%
HK$38,195
+HK$2,191/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$72,008/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,691
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,701
−HK$1,026/mo
Today · 4.125%
HK$39,727
baseline
▲ 0.50% · 4.625%
HK$41,821
+HK$2,094/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$79,454/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,872
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,988
−HK$1,134/mo
Today · 4.125%
HK$38,122
baseline
▲ 0.50% · 4.625%
HK$40,442
+HK$2,320/mo
Deposit HK$874K · loan HK$7.87M · min. income ≈ HK$76,244/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,908
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,978
−HK$1,086/mo
Today · 4.125%
HK$42,064
baseline
▲ 0.50% · 4.625%
HK$44,281
+HK$2,217/mo
Deposit HK$874K · loan HK$7.87M · min. income ≈ HK$84,128/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,196 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).