▼ 0.50% · 3.625%
HK$22,029
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,714
−HK$696/mo
Today · 4.125%
HK$23,410
baseline
▲ 0.50% · 4.625%
HK$24,835
+HK$1,425/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,820/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,507
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,164
−HK$667/mo
Today · 4.125%
HK$25,831
baseline
▲ 0.50% · 4.625%
HK$27,193
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,662/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,232
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,986
−HK$765/mo
Today · 4.125%
HK$25,751
baseline
▲ 0.50% · 4.625%
HK$27,318
+HK$1,567/mo
Deposit HK$4.35M · loan HK$5.31M · min. income ≈ HK$51,502/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$336,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,958
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,681
−HK$733/mo
Today · 4.125%
HK$28,414
baseline
▲ 0.50% · 4.625%
HK$29,912
+HK$1,498/mo
Deposit HK$4.35M · loan HK$5.31M · min. income ≈ HK$56,828/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$336,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,435
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,257
−HK$835/mo
Today · 4.125%
HK$28,092
baseline
▲ 0.50% · 4.625%
HK$29,802
+HK$1,710/mo
Deposit HK$3.86M · loan HK$5.80M · min. income ≈ HK$56,184/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,408
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,197
−HK$800/mo
Today · 4.125%
HK$30,997
baseline
▲ 0.50% · 4.625%
HK$32,631
+HK$1,634/mo
Deposit HK$3.86M · loan HK$5.80M · min. income ≈ HK$61,994/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,638
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,528
−HK$906/mo
Today · 4.125%
HK$30,434
baseline
▲ 0.50% · 4.625%
HK$32,285
+HK$1,851/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,868/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,859
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,714
−HK$866/mo
Today · 4.125%
HK$33,580
baseline
▲ 0.50% · 4.625%
HK$35,350
+HK$1,770/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,160/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,841
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,800
−HK$975/mo
Today · 4.125%
HK$32,775
baseline
▲ 0.50% · 4.625%
HK$34,769
+HK$1,994/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,550/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$336,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,310
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,230
−HK$933/mo
Today · 4.125%
HK$36,163
baseline
▲ 0.50% · 4.625%
HK$38,070
+HK$1,907/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,326/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$336,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,043
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,071
−HK$1,045/mo
Today · 4.125%
HK$35,116
baseline
▲ 0.50% · 4.625%
HK$37,252
+HK$2,136/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,232/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,761
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,746
−HK$1,001/mo
Today · 4.125%
HK$38,747
baseline
▲ 0.50% · 4.625%
HK$40,789
+HK$2,042/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,494/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,246
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,343
−HK$1,114/mo
Today · 4.125%
HK$37,457
baseline
▲ 0.50% · 4.625%
HK$39,736
+HK$2,279/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,914/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,211
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,263
−HK$1,067/mo
Today · 4.125%
HK$41,330
baseline
▲ 0.50% · 4.625%
HK$43,508
+HK$2,178/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,660/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,449
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,614
−HK$1,184/mo
Today · 4.125%
HK$39,798
baseline
▲ 0.50% · 4.625%
HK$42,219
+HK$2,421/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$79,596/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,662
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,779
−HK$1,134/mo
Today · 4.125%
HK$43,913
baseline
▲ 0.50% · 4.625%
HK$46,228
+HK$2,315/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$87,826/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,652
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,886
−HK$1,253/mo
Today · 4.125%
HK$42,139
baseline
▲ 0.50% · 4.625%
HK$44,703
+HK$2,564/mo
Deposit HK$966K · loan HK$8.69M · min. income ≈ HK$84,278/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,113
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,296
−HK$1,200/mo
Today · 4.125%
HK$46,496
baseline
▲ 0.50% · 4.625%
HK$48,947
+HK$2,451/mo
Deposit HK$966K · loan HK$8.69M · min. income ≈ HK$92,992/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,075 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).