▼ 0.50% · 3.625%
HK$20,425
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,061
−HK$645/mo
Today · 4.125%
HK$21,706
baseline
▲ 0.50% · 4.625%
HK$23,027
+HK$1,321/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,412/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,723
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,332
−HK$619/mo
Today · 4.125%
HK$23,951
baseline
▲ 0.50% · 4.625%
HK$25,213
+HK$1,262/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,902/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,468
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,167
−HK$710/mo
Today · 4.125%
HK$23,877
baseline
▲ 0.50% · 4.625%
HK$25,330
+HK$1,453/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,754/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,995
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,666
−HK$680/mo
Today · 4.125%
HK$26,346
baseline
▲ 0.50% · 4.625%
HK$27,734
+HK$1,388/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,692/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,510
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,273
−HK$774/mo
Today · 4.125%
HK$26,047
baseline
▲ 0.50% · 4.625%
HK$27,632
+HK$1,585/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,094/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,267
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$27,999
−HK$742/mo
Today · 4.125%
HK$28,741
baseline
▲ 0.50% · 4.625%
HK$30,256
+HK$1,515/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,482/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,553
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,379
−HK$839/mo
Today · 4.125%
HK$28,218
baseline
▲ 0.50% · 4.625%
HK$29,935
+HK$1,717/mo
Deposit HK$3.14M · loan HK$5.82M · min. income ≈ HK$56,436/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,540
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,332
−HK$804/mo
Today · 4.125%
HK$31,136
baseline
▲ 0.50% · 4.625%
HK$32,777
+HK$1,641/mo
Deposit HK$3.14M · loan HK$5.82M · min. income ≈ HK$62,272/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,595
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,485
−HK$904/mo
Today · 4.125%
HK$30,389
baseline
▲ 0.50% · 4.625%
HK$32,238
+HK$1,849/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,778/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,812
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,665
−HK$866/mo
Today · 4.125%
HK$33,531
baseline
▲ 0.50% · 4.625%
HK$35,298
+HK$1,767/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,062/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,638
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,591
−HK$968/mo
Today · 4.125%
HK$32,559
baseline
▲ 0.50% · 4.625%
HK$34,540
+HK$1,981/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,118/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,084
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$34,998
−HK$928/mo
Today · 4.125%
HK$35,926
baseline
▲ 0.50% · 4.625%
HK$37,820
+HK$1,894/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,852/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,680
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,697
−HK$1,033/mo
Today · 4.125%
HK$34,730
baseline
▲ 0.50% · 4.625%
HK$36,843
+HK$2,113/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,460/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,357
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,332
−HK$989/mo
Today · 4.125%
HK$38,321
baseline
▲ 0.50% · 4.625%
HK$40,341
+HK$2,020/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,642/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,723
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,803
−HK$1,097/mo
Today · 4.125%
HK$36,900
baseline
▲ 0.50% · 4.625%
HK$39,146
+HK$2,246/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,800/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,629
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,665
−HK$1,051/mo
Today · 4.125%
HK$40,716
baseline
▲ 0.50% · 4.625%
HK$42,862
+HK$2,146/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,432/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,765
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,909
−HK$1,162/mo
Today · 4.125%
HK$39,071
baseline
▲ 0.50% · 4.625%
HK$41,448
+HK$2,377/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$78,142/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,901
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$41,998
−HK$1,113/mo
Today · 4.125%
HK$43,111
baseline
▲ 0.50% · 4.625%
HK$45,383
+HK$2,272/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$86,222/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,724 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).