▼ 0.50% · 3.625%
HK$20,091
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,716
−HK$635/mo
Today · 4.125%
HK$21,351
baseline
▲ 0.50% · 4.625%
HK$22,650
+HK$1,299/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,702/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,351
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,951
−HK$608/mo
Today · 4.125%
HK$23,559
baseline
▲ 0.50% · 4.625%
HK$24,801
+HK$1,242/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,118/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,100
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,788
−HK$698/mo
Today · 4.125%
HK$23,486
baseline
▲ 0.50% · 4.625%
HK$24,915
+HK$1,429/mo
Deposit HK$3.96M · loan HK$4.85M · min. income ≈ HK$46,972/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,586
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,246
−HK$669/mo
Today · 4.125%
HK$25,915
baseline
▲ 0.50% · 4.625%
HK$27,281
+HK$1,366/mo
Deposit HK$3.96M · loan HK$4.85M · min. income ≈ HK$51,830/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,109
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,859
−HK$762/mo
Today · 4.125%
HK$25,621
baseline
▲ 0.50% · 4.625%
HK$27,180
+HK$1,559/mo
Deposit HK$3.52M · loan HK$5.29M · min. income ≈ HK$51,242/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,822
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,541
−HK$730/mo
Today · 4.125%
HK$28,271
baseline
▲ 0.50% · 4.625%
HK$29,761
+HK$1,490/mo
Deposit HK$3.52M · loan HK$5.29M · min. income ≈ HK$56,542/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,119
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,931
−HK$825/mo
Today · 4.125%
HK$27,756
baseline
▲ 0.50% · 4.625%
HK$29,445
+HK$1,689/mo
Deposit HK$3.08M · loan HK$5.73M · min. income ≈ HK$55,512/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,057
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,836
−HK$791/mo
Today · 4.125%
HK$30,627
baseline
▲ 0.50% · 4.625%
HK$32,241
+HK$1,614/mo
Deposit HK$3.08M · loan HK$5.73M · min. income ≈ HK$61,254/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,128
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,003
−HK$889/mo
Today · 4.125%
HK$29,892
baseline
▲ 0.50% · 4.625%
HK$31,710
+HK$1,818/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$59,784/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,292
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,131
−HK$851/mo
Today · 4.125%
HK$32,982
baseline
▲ 0.50% · 4.625%
HK$34,721
+HK$1,739/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$65,964/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,137
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,074
−HK$953/mo
Today · 4.125%
HK$32,027
baseline
▲ 0.50% · 4.625%
HK$33,975
+HK$1,948/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,054/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,527
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,426
−HK$912/mo
Today · 4.125%
HK$35,338
baseline
▲ 0.50% · 4.625%
HK$37,201
+HK$1,863/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,676/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,146
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,146
−HK$1,016/mo
Today · 4.125%
HK$34,162
baseline
▲ 0.50% · 4.625%
HK$36,240
+HK$2,078/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,324/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,762
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,721
−HK$973/mo
Today · 4.125%
HK$37,694
baseline
▲ 0.50% · 4.625%
HK$39,681
+HK$1,987/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,388/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,155
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,217
−HK$1,080/mo
Today · 4.125%
HK$36,297
baseline
▲ 0.50% · 4.625%
HK$38,505
+HK$2,208/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$72,594/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,997
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,016
−HK$1,034/mo
Today · 4.125%
HK$40,050
baseline
▲ 0.50% · 4.625%
HK$42,161
+HK$2,111/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$80,100/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,164
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,289
−HK$1,143/mo
Today · 4.125%
HK$38,432
baseline
▲ 0.50% · 4.625%
HK$40,771
+HK$2,339/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$76,864/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,232
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,311
−HK$1,095/mo
Today · 4.125%
HK$42,406
baseline
▲ 0.50% · 4.625%
HK$44,641
+HK$2,235/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$84,812/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,329 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).