▼ 0.50% · 3.625%
HK$20,075
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,700
−HK$634/mo
Today · 4.125%
HK$21,334
baseline
▲ 0.50% · 4.625%
HK$22,632
+HK$1,298/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,668/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,333
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,932
−HK$608/mo
Today · 4.125%
HK$23,540
baseline
▲ 0.50% · 4.625%
HK$24,781
+HK$1,241/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,080/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,083
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,770
−HK$697/mo
Today · 4.125%
HK$23,467
baseline
▲ 0.50% · 4.625%
HK$24,895
+HK$1,428/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,934/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,567
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,226
−HK$668/mo
Today · 4.125%
HK$25,894
baseline
▲ 0.50% · 4.625%
HK$27,259
+HK$1,365/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,788/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,090
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,840
−HK$761/mo
Today · 4.125%
HK$25,601
baseline
▲ 0.50% · 4.625%
HK$27,159
+HK$1,558/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,202/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,800
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,519
−HK$729/mo
Today · 4.125%
HK$28,248
baseline
▲ 0.50% · 4.625%
HK$29,737
+HK$1,489/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,496/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,098
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,909
−HK$825/mo
Today · 4.125%
HK$27,734
baseline
▲ 0.50% · 4.625%
HK$29,422
+HK$1,688/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,468/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,033
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,812
−HK$790/mo
Today · 4.125%
HK$30,602
baseline
▲ 0.50% · 4.625%
HK$32,215
+HK$1,613/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,204/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,105
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,979
−HK$889/mo
Today · 4.125%
HK$29,868
baseline
▲ 0.50% · 4.625%
HK$31,685
+HK$1,817/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,736/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,267
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,105
−HK$851/mo
Today · 4.125%
HK$32,956
baseline
▲ 0.50% · 4.625%
HK$34,693
+HK$1,737/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,912/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,113
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,049
−HK$952/mo
Today · 4.125%
HK$32,001
baseline
▲ 0.50% · 4.625%
HK$33,948
+HK$1,947/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$64,002/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,500
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,399
−HK$911/mo
Today · 4.125%
HK$35,310
baseline
▲ 0.50% · 4.625%
HK$37,171
+HK$1,861/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,620/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,120
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,119
−HK$1,015/mo
Today · 4.125%
HK$34,134
baseline
▲ 0.50% · 4.625%
HK$36,211
+HK$2,077/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$68,268/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$264,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,733
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,692
−HK$972/mo
Today · 4.125%
HK$37,664
baseline
▲ 0.50% · 4.625%
HK$39,649
+HK$1,985/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$75,328/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$264,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,128
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,189
−HK$1,079/mo
Today · 4.125%
HK$36,268
baseline
▲ 0.50% · 4.625%
HK$38,475
+HK$2,207/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$72,536/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$264,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,967
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,985
−HK$1,033/mo
Today · 4.125%
HK$40,018
baseline
▲ 0.50% · 4.625%
HK$42,127
+HK$2,109/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$80,036/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$264,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,135
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,259
−HK$1,142/mo
Today · 4.125%
HK$38,401
baseline
▲ 0.50% · 4.625%
HK$40,738
+HK$2,337/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$76,802/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,200
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,278
−HK$1,094/mo
Today · 4.125%
HK$42,372
baseline
▲ 0.50% · 4.625%
HK$44,605
+HK$2,233/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$84,744/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,117 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).