▼ 0.50% · 3.625%
HK$14,805
−HK$928/mo
▼ 0.25% · 3.875%
HK$15,266
−HK$467/mo
Today · 4.125%
HK$15,733
baseline
▲ 0.50% · 4.625%
HK$16,691
+HK$958/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,466/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,470
−HK$890/mo
▼ 0.25% · 3.875%
HK$16,912
−HK$448/mo
Today · 4.125%
HK$17,360
baseline
▲ 0.50% · 4.625%
HK$18,275
+HK$915/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,720/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,286
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$16,792
−HK$515/mo
Today · 4.125%
HK$17,307
baseline
▲ 0.50% · 4.625%
HK$18,360
+HK$1,053/mo
Deposit HK$2.92M · loan HK$3.57M · min. income ≈ HK$34,614/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$184,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,117
−HK$979/mo
▼ 0.25% · 3.875%
HK$18,603
−HK$493/mo
Today · 4.125%
HK$19,096
baseline
▲ 0.50% · 4.625%
HK$20,103
+HK$1,007/mo
Deposit HK$2.92M · loan HK$3.57M · min. income ≈ HK$38,192/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$184,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,766
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,319
−HK$561/mo
Today · 4.125%
HK$18,880
baseline
▲ 0.50% · 4.625%
HK$20,029
+HK$1,149/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,760/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,765
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,295
−HK$537/mo
Today · 4.125%
HK$20,832
baseline
▲ 0.50% · 4.625%
HK$21,930
+HK$1,098/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,664/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,247
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,845
−HK$608/mo
Today · 4.125%
HK$20,453
baseline
▲ 0.50% · 4.625%
HK$21,698
+HK$1,245/mo
Deposit HK$2.27M · loan HK$4.22M · min. income ≈ HK$40,906/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$184,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,412
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,986
−HK$582/mo
Today · 4.125%
HK$22,568
baseline
▲ 0.50% · 4.625%
HK$23,758
+HK$1,190/mo
Deposit HK$2.27M · loan HK$4.22M · min. income ≈ HK$45,136/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$184,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,727
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,372
−HK$655/mo
Today · 4.125%
HK$22,027
baseline
▲ 0.50% · 4.625%
HK$23,367
+HK$1,340/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$44,054/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,059
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,677
−HK$627/mo
Today · 4.125%
HK$24,304
baseline
▲ 0.50% · 4.625%
HK$25,585
+HK$1,281/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$48,608/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,208
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,898
−HK$702/mo
Today · 4.125%
HK$23,600
baseline
▲ 0.50% · 4.625%
HK$25,036
+HK$1,436/mo
Deposit HK$1.62M · loan HK$4.87M · min. income ≈ HK$47,200/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$184,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,706
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,368
−HK$672/mo
Today · 4.125%
HK$26,040
baseline
▲ 0.50% · 4.625%
HK$27,413
+HK$1,373/mo
Deposit HK$1.62M · loan HK$4.87M · min. income ≈ HK$52,080/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$184,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,688
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,425
−HK$748/mo
Today · 4.125%
HK$25,173
baseline
▲ 0.50% · 4.625%
HK$26,705
+HK$1,532/mo
Deposit HK$1.30M · loan HK$5.19M · min. income ≈ HK$50,346/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$184,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,353
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,059
−HK$717/mo
Today · 4.125%
HK$27,776
baseline
▲ 0.50% · 4.625%
HK$29,241
+HK$1,465/mo
Deposit HK$1.30M · loan HK$5.19M · min. income ≈ HK$55,552/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$184,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,169
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,951
−HK$796/mo
Today · 4.125%
HK$26,747
baseline
▲ 0.50% · 4.625%
HK$28,374
+HK$1,627/mo
Deposit HK$974K · loan HK$5.52M · min. income ≈ HK$53,494/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$184,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,000
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,751
−HK$761/mo
Today · 4.125%
HK$29,512
baseline
▲ 0.50% · 4.625%
HK$31,068
+HK$1,556/mo
Deposit HK$974K · loan HK$5.52M · min. income ≈ HK$59,024/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$184,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,649
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,478
−HK$842/mo
Today · 4.125%
HK$28,320
baseline
▲ 0.50% · 4.625%
HK$30,043
+HK$1,723/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$56,640/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$184,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,647
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,442
−HK$806/mo
Today · 4.125%
HK$31,248
baseline
▲ 0.50% · 4.625%
HK$32,896
+HK$1,648/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$62,496/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$184,270 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).