▼ 0.50% · 3.625%
HK$19,850
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,468
−HK$627/mo
Today · 4.125%
HK$21,095
baseline
▲ 0.50% · 4.625%
HK$22,379
+HK$1,284/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,190/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$261,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,083
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,676
−HK$600/mo
Today · 4.125%
HK$23,276
baseline
▲ 0.50% · 4.625%
HK$24,503
+HK$1,227/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,552/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$261,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,835
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,515
−HK$690/mo
Today · 4.125%
HK$23,205
baseline
▲ 0.50% · 4.625%
HK$24,617
+HK$1,412/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,410/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,292
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,943
−HK$661/mo
Today · 4.125%
HK$25,604
baseline
▲ 0.50% · 4.625%
HK$26,954
+HK$1,350/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,208/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,820
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,561
−HK$753/mo
Today · 4.125%
HK$25,314
baseline
▲ 0.50% · 4.625%
HK$26,854
+HK$1,540/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,628/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,500
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,211
−HK$721/mo
Today · 4.125%
HK$27,932
baseline
▲ 0.50% · 4.625%
HK$29,404
+HK$1,472/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,864/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,805
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,608
−HK$816/mo
Today · 4.125%
HK$27,424
baseline
▲ 0.50% · 4.625%
HK$29,092
+HK$1,668/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$54,848/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,708
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,478
−HK$781/mo
Today · 4.125%
HK$30,259
baseline
▲ 0.50% · 4.625%
HK$31,854
+HK$1,595/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$60,518/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,790
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,655
−HK$878/mo
Today · 4.125%
HK$29,533
baseline
▲ 0.50% · 4.625%
HK$31,330
+HK$1,797/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$59,066/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,917
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,746
−HK$841/mo
Today · 4.125%
HK$32,587
baseline
▲ 0.50% · 4.625%
HK$34,305
+HK$1,718/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,174/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,775
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,702
−HK$941/mo
Today · 4.125%
HK$31,643
baseline
▲ 0.50% · 4.625%
HK$33,568
+HK$1,925/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$63,286/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,125
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,013
−HK$902/mo
Today · 4.125%
HK$34,915
baseline
▲ 0.50% · 4.625%
HK$36,755
+HK$1,840/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$69,830/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,761
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,748
−HK$1,004/mo
Today · 4.125%
HK$33,752
baseline
▲ 0.50% · 4.625%
HK$35,806
+HK$2,054/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,504/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,333
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,281
−HK$961/mo
Today · 4.125%
HK$37,242
baseline
▲ 0.50% · 4.625%
HK$39,205
+HK$1,963/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,484/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,746
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,795
−HK$1,067/mo
Today · 4.125%
HK$35,862
baseline
▲ 0.50% · 4.625%
HK$38,044
+HK$2,182/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$71,724/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,542
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,548
−HK$1,022/mo
Today · 4.125%
HK$39,570
baseline
▲ 0.50% · 4.625%
HK$41,656
+HK$2,086/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$79,140/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,731
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,842
−HK$1,129/mo
Today · 4.125%
HK$37,971
baseline
▲ 0.50% · 4.625%
HK$40,282
+HK$2,311/mo
Deposit HK$871K · loan HK$7.83M · min. income ≈ HK$75,942/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,750
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,816
−HK$1,081/mo
Today · 4.125%
HK$41,897
baseline
▲ 0.50% · 4.625%
HK$44,106
+HK$2,209/mo
Deposit HK$871K · loan HK$7.83M · min. income ≈ HK$83,794/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,160 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).