▼ 0.50% · 3.625%
HK$20,564
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,203
−HK$650/mo
Today · 4.125%
HK$21,853
baseline
▲ 0.50% · 4.625%
HK$23,183
+HK$1,330/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,706/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,877
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,490
−HK$623/mo
Today · 4.125%
HK$24,113
baseline
▲ 0.50% · 4.625%
HK$25,384
+HK$1,271/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,226/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,620
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,324
−HK$715/mo
Today · 4.125%
HK$24,039
baseline
▲ 0.50% · 4.625%
HK$25,501
+HK$1,462/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,078/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,165
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,839
−HK$685/mo
Today · 4.125%
HK$26,524
baseline
▲ 0.50% · 4.625%
HK$27,922
+HK$1,398/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,048/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,676
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,444
−HK$780/mo
Today · 4.125%
HK$26,224
baseline
▲ 0.50% · 4.625%
HK$27,819
+HK$1,595/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,448/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,452
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,189
−HK$746/mo
Today · 4.125%
HK$28,935
baseline
▲ 0.50% · 4.625%
HK$30,461
+HK$1,526/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,870/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,733
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,564
−HK$845/mo
Today · 4.125%
HK$28,409
baseline
▲ 0.50% · 4.625%
HK$30,138
+HK$1,729/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$56,818/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,740
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,538
−HK$809/mo
Today · 4.125%
HK$31,347
baseline
▲ 0.50% · 4.625%
HK$32,999
+HK$1,652/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$62,694/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,789
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,685
−HK$909/mo
Today · 4.125%
HK$30,594
baseline
▲ 0.50% · 4.625%
HK$32,456
+HK$1,862/mo
Deposit HK$2.71M · loan HK$6.31M · min. income ≈ HK$61,188/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,028
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,887
−HK$871/mo
Today · 4.125%
HK$33,758
baseline
▲ 0.50% · 4.625%
HK$35,537
+HK$1,779/mo
Deposit HK$2.71M · loan HK$6.31M · min. income ≈ HK$67,516/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,846
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,805
−HK$975/mo
Today · 4.125%
HK$32,780
baseline
▲ 0.50% · 4.625%
HK$34,774
+HK$1,994/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,560/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,315
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,236
−HK$933/mo
Today · 4.125%
HK$36,169
baseline
▲ 0.50% · 4.625%
HK$38,076
+HK$1,907/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,338/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,902
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,925
−HK$1,040/mo
Today · 4.125%
HK$34,965
baseline
▲ 0.50% · 4.625%
HK$37,093
+HK$2,128/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$69,930/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$271,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,603
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,585
−HK$996/mo
Today · 4.125%
HK$38,581
baseline
▲ 0.50% · 4.625%
HK$40,614
+HK$2,033/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$77,162/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$271,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,958
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,046
−HK$1,104/mo
Today · 4.125%
HK$37,150
baseline
▲ 0.50% · 4.625%
HK$39,411
+HK$2,261/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$74,300/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,891
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,934
−HK$1,058/mo
Today · 4.125%
HK$40,992
baseline
▲ 0.50% · 4.625%
HK$43,153
+HK$2,161/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$81,984/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,015
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,166
−HK$1,170/mo
Today · 4.125%
HK$39,336
baseline
▲ 0.50% · 4.625%
HK$41,729
+HK$2,393/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$78,672/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,178
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,283
−HK$1,120/mo
Today · 4.125%
HK$43,403
baseline
▲ 0.50% · 4.625%
HK$45,691
+HK$2,288/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$86,806/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,814 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).