▼ 0.50% · 3.625%
HK$22,062
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,748
−HK$698/mo
Today · 4.125%
HK$23,446
baseline
▲ 0.50% · 4.625%
HK$24,872
+HK$1,426/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,892/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,544
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,202
−HK$668/mo
Today · 4.125%
HK$25,870
baseline
▲ 0.50% · 4.625%
HK$27,234
+HK$1,364/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,740/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,268
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,023
−HK$767/mo
Today · 4.125%
HK$25,790
baseline
▲ 0.50% · 4.625%
HK$27,359
+HK$1,569/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,580/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,998
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,722
−HK$735/mo
Today · 4.125%
HK$28,457
baseline
▲ 0.50% · 4.625%
HK$29,957
+HK$1,500/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,914/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,475
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,298
−HK$837/mo
Today · 4.125%
HK$28,135
baseline
▲ 0.50% · 4.625%
HK$29,847
+HK$1,712/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,270/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,453
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,243
−HK$801/mo
Today · 4.125%
HK$31,044
baseline
▲ 0.50% · 4.625%
HK$32,680
+HK$1,636/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,088/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,681
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,573
−HK$906/mo
Today · 4.125%
HK$30,479
baseline
▲ 0.50% · 4.625%
HK$32,334
+HK$1,855/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$60,958/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,907
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,763
−HK$868/mo
Today · 4.125%
HK$33,631
baseline
▲ 0.50% · 4.625%
HK$35,404
+HK$1,773/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$67,262/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,887
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,848
−HK$976/mo
Today · 4.125%
HK$32,824
baseline
▲ 0.50% · 4.625%
HK$34,821
+HK$1,997/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,648/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,361
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,283
−HK$935/mo
Today · 4.125%
HK$36,218
baseline
▲ 0.50% · 4.625%
HK$38,127
+HK$1,909/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,436/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,093
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,123
−HK$1,045/mo
Today · 4.125%
HK$35,168
baseline
▲ 0.50% · 4.625%
HK$37,308
+HK$2,140/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$70,336/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,816
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,803
−HK$1,002/mo
Today · 4.125%
HK$38,805
baseline
▲ 0.50% · 4.625%
HK$40,850
+HK$2,045/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$77,610/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,299
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,397
−HK$1,116/mo
Today · 4.125%
HK$37,513
baseline
▲ 0.50% · 4.625%
HK$39,796
+HK$2,283/mo
Deposit HK$1.94M · loan HK$7.74M · min. income ≈ HK$75,026/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,270
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,323
−HK$1,069/mo
Today · 4.125%
HK$41,392
baseline
▲ 0.50% · 4.625%
HK$43,574
+HK$2,182/mo
Deposit HK$1.94M · loan HK$7.74M · min. income ≈ HK$82,784/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,506
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,672
−HK$1,185/mo
Today · 4.125%
HK$39,857
baseline
▲ 0.50% · 4.625%
HK$42,283
+HK$2,426/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,714/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,725
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,844
−HK$1,135/mo
Today · 4.125%
HK$43,979
baseline
▲ 0.50% · 4.625%
HK$46,297
+HK$2,318/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,958/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,712
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,947
−HK$1,255/mo
Today · 4.125%
HK$42,202
baseline
▲ 0.50% · 4.625%
HK$44,770
+HK$2,568/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$84,404/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$337,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,179
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,364
−HK$1,202/mo
Today · 4.125%
HK$46,566
baseline
▲ 0.50% · 4.625%
HK$49,020
+HK$2,454/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$93,132/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$337,527 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).