▼ 0.50% · 3.625%
HK$14,608
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,063
−HK$461/mo
Today · 4.125%
HK$15,524
baseline
▲ 0.50% · 4.625%
HK$16,469
+HK$945/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$31,048/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,252
−HK$878/mo
▼ 0.25% · 3.875%
HK$16,687
−HK$443/mo
Today · 4.125%
HK$17,130
baseline
▲ 0.50% · 4.625%
HK$18,033
+HK$903/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,260/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,069
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$16,569
−HK$508/mo
Today · 4.125%
HK$17,077
baseline
▲ 0.50% · 4.625%
HK$18,116
+HK$1,039/mo
Deposit HK$2.88M · loan HK$3.52M · min. income ≈ HK$34,154/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$175,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,877
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,356
−HK$487/mo
Today · 4.125%
HK$18,843
baseline
▲ 0.50% · 4.625%
HK$19,836
+HK$993/mo
Deposit HK$2.88M · loan HK$3.52M · min. income ≈ HK$37,686/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$175,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,530
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,075
−HK$554/mo
Today · 4.125%
HK$18,629
baseline
▲ 0.50% · 4.625%
HK$19,763
+HK$1,134/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$37,258/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,502
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,025
−HK$531/mo
Today · 4.125%
HK$20,556
baseline
▲ 0.50% · 4.625%
HK$21,639
+HK$1,083/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$41,112/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,991
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,581
−HK$601/mo
Today · 4.125%
HK$20,182
baseline
▲ 0.50% · 4.625%
HK$21,410
+HK$1,228/mo
Deposit HK$2.24M · loan HK$4.16M · min. income ≈ HK$40,364/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$175,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,127
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,694
−HK$574/mo
Today · 4.125%
HK$22,268
baseline
▲ 0.50% · 4.625%
HK$23,442
+HK$1,174/mo
Deposit HK$2.24M · loan HK$4.16M · min. income ≈ HK$44,536/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$175,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,452
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,088
−HK$646/mo
Today · 4.125%
HK$21,734
baseline
▲ 0.50% · 4.625%
HK$23,057
+HK$1,323/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$43,468/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,752
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,362
−HK$619/mo
Today · 4.125%
HK$23,981
baseline
▲ 0.50% · 4.625%
HK$25,246
+HK$1,265/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$47,962/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,912
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,594
−HK$693/mo
Today · 4.125%
HK$23,287
baseline
▲ 0.50% · 4.625%
HK$24,703
+HK$1,416/mo
Deposit HK$1.60M · loan HK$4.80M · min. income ≈ HK$46,574/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$175,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,377
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,031
−HK$663/mo
Today · 4.125%
HK$25,694
baseline
▲ 0.50% · 4.625%
HK$27,049
+HK$1,355/mo
Deposit HK$1.60M · loan HK$4.80M · min. income ≈ HK$51,388/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$175,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,373
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,100
−HK$739/mo
Today · 4.125%
HK$24,839
baseline
▲ 0.50% · 4.625%
HK$26,350
+HK$1,511/mo
Deposit HK$1.28M · loan HK$5.13M · min. income ≈ HK$49,678/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$175,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,003
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,700
−HK$707/mo
Today · 4.125%
HK$27,407
baseline
▲ 0.50% · 4.625%
HK$28,852
+HK$1,445/mo
Deposit HK$1.28M · loan HK$5.13M · min. income ≈ HK$54,814/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$175,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,834
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,607
−HK$784/mo
Today · 4.125%
HK$26,391
baseline
▲ 0.50% · 4.625%
HK$27,997
+HK$1,606/mo
Deposit HK$961K · loan HK$5.45M · min. income ≈ HK$52,782/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$175,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,628
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,369
−HK$751/mo
Today · 4.125%
HK$29,120
baseline
▲ 0.50% · 4.625%
HK$30,655
+HK$1,535/mo
Deposit HK$961K · loan HK$5.45M · min. income ≈ HK$58,240/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$175,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,295
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,113
−HK$831/mo
Today · 4.125%
HK$27,944
baseline
▲ 0.50% · 4.625%
HK$29,644
+HK$1,700/mo
Deposit HK$641K · loan HK$5.77M · min. income ≈ HK$55,888/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$175,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,253
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,037
−HK$796/mo
Today · 4.125%
HK$30,833
baseline
▲ 0.50% · 4.625%
HK$32,459
+HK$1,626/mo
Deposit HK$641K · loan HK$5.77M · min. income ≈ HK$61,666/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$175,643 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).