▼ 0.50% · 3.625%
HK$21,981
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,665
−HK$695/mo
Today · 4.125%
HK$23,360
baseline
▲ 0.50% · 4.625%
HK$24,781
+HK$1,421/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,720/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,454
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,110
−HK$665/mo
Today · 4.125%
HK$25,775
baseline
▲ 0.50% · 4.625%
HK$27,134
+HK$1,359/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,550/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,179
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,931
−HK$765/mo
Today · 4.125%
HK$25,696
baseline
▲ 0.50% · 4.625%
HK$27,259
+HK$1,563/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$51,392/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,899
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,621
−HK$732/mo
Today · 4.125%
HK$28,353
baseline
▲ 0.50% · 4.625%
HK$29,847
+HK$1,494/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$56,706/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,377
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,198
−HK$834/mo
Today · 4.125%
HK$28,032
baseline
▲ 0.50% · 4.625%
HK$29,737
+HK$1,705/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$56,064/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,345
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,132
−HK$798/mo
Today · 4.125%
HK$30,930
baseline
▲ 0.50% · 4.625%
HK$32,560
+HK$1,630/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$61,860/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,576
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,464
−HK$903/mo
Today · 4.125%
HK$30,367
baseline
▲ 0.50% · 4.625%
HK$32,215
+HK$1,848/mo
Deposit HK$3.37M · loan HK$6.27M · min. income ≈ HK$60,734/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,790
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,643
−HK$865/mo
Today · 4.125%
HK$33,508
baseline
▲ 0.50% · 4.625%
HK$35,274
+HK$1,766/mo
Deposit HK$3.37M · loan HK$6.27M · min. income ≈ HK$67,016/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,774
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,731
−HK$972/mo
Today · 4.125%
HK$32,703
baseline
▲ 0.50% · 4.625%
HK$34,693
+HK$1,990/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,406/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$333,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,235
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,154
−HK$931/mo
Today · 4.125%
HK$36,085
baseline
▲ 0.50% · 4.625%
HK$37,987
+HK$1,902/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,170/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$333,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,972
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,997
−HK$1,042/mo
Today · 4.125%
HK$35,039
baseline
▲ 0.50% · 4.625%
HK$37,171
+HK$2,132/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,078/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,681
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,665
−HK$998/mo
Today · 4.125%
HK$38,663
baseline
▲ 0.50% · 4.625%
HK$40,700
+HK$2,037/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,326/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,170
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,264
−HK$1,111/mo
Today · 4.125%
HK$37,375
baseline
▲ 0.50% · 4.625%
HK$39,650
+HK$2,275/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,750/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,126
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,176
−HK$1,064/mo
Today · 4.125%
HK$41,240
baseline
▲ 0.50% · 4.625%
HK$43,414
+HK$2,174/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,480/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,368
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,530
−HK$1,181/mo
Today · 4.125%
HK$39,711
baseline
▲ 0.50% · 4.625%
HK$42,128
+HK$2,417/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$79,422/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,572
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,686
−HK$1,132/mo
Today · 4.125%
HK$43,818
baseline
▲ 0.50% · 4.625%
HK$46,127
+HK$2,309/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$87,636/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,566
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,797
−HK$1,250/mo
Today · 4.125%
HK$42,047
baseline
▲ 0.50% · 4.625%
HK$44,606
+HK$2,559/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$84,094/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,017
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,197
−HK$1,198/mo
Today · 4.125%
HK$46,395
baseline
▲ 0.50% · 4.625%
HK$48,841
+HK$2,446/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$92,790/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,979 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).