▼ 0.50% · 3.625%
HK$20,443
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,079
−HK$646/mo
Today · 4.125%
HK$21,725
baseline
▲ 0.50% · 4.625%
HK$23,047
+HK$1,322/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,450/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,742
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,352
−HK$619/mo
Today · 4.125%
HK$23,971
baseline
▲ 0.50% · 4.625%
HK$25,235
+HK$1,264/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,942/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,487
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,187
−HK$710/mo
Today · 4.125%
HK$23,897
baseline
▲ 0.50% · 4.625%
HK$25,351
+HK$1,454/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,794/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,017
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,688
−HK$680/mo
Today · 4.125%
HK$26,368
baseline
▲ 0.50% · 4.625%
HK$27,758
+HK$1,390/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,736/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,531
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,294
−HK$776/mo
Today · 4.125%
HK$26,070
baseline
▲ 0.50% · 4.625%
HK$27,656
+HK$1,586/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,140/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$268,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,291
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,023
−HK$742/mo
Today · 4.125%
HK$28,765
baseline
▲ 0.50% · 4.625%
HK$30,282
+HK$1,517/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,530/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$268,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,576
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,402
−HK$840/mo
Today · 4.125%
HK$28,242
baseline
▲ 0.50% · 4.625%
HK$29,961
+HK$1,719/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,484/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,565
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,358
−HK$804/mo
Today · 4.125%
HK$31,162
baseline
▲ 0.50% · 4.625%
HK$32,805
+HK$1,643/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,324/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,620
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,510
−HK$905/mo
Today · 4.125%
HK$30,415
baseline
▲ 0.50% · 4.625%
HK$32,265
+HK$1,850/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,830/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,839
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,693
−HK$867/mo
Today · 4.125%
HK$33,560
baseline
▲ 0.50% · 4.625%
HK$35,329
+HK$1,769/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,120/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,664
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,618
−HK$969/mo
Today · 4.125%
HK$32,587
baseline
▲ 0.50% · 4.625%
HK$34,570
+HK$1,983/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,174/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,114
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,029
−HK$928/mo
Today · 4.125%
HK$35,957
baseline
▲ 0.50% · 4.625%
HK$37,852
+HK$1,895/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,914/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,708
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,726
−HK$1,034/mo
Today · 4.125%
HK$34,760
baseline
▲ 0.50% · 4.625%
HK$36,875
+HK$2,115/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,520/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,388
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,364
−HK$990/mo
Today · 4.125%
HK$38,354
baseline
▲ 0.50% · 4.625%
HK$40,375
+HK$2,021/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,708/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,753
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,834
−HK$1,098/mo
Today · 4.125%
HK$36,932
baseline
▲ 0.50% · 4.625%
HK$39,179
+HK$2,247/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$73,864/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,662
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,699
−HK$1,052/mo
Today · 4.125%
HK$40,751
baseline
▲ 0.50% · 4.625%
HK$42,899
+HK$2,148/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$81,502/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,797
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,942
−HK$1,163/mo
Today · 4.125%
HK$39,105
baseline
▲ 0.50% · 4.625%
HK$41,484
+HK$2,379/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$78,210/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$268,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,936
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,034
−HK$1,114/mo
Today · 4.125%
HK$43,148
baseline
▲ 0.50% · 4.625%
HK$45,422
+HK$2,274/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$86,296/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$268,954 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).