▼ 0.50% · 3.625%
HK$20,220
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,849
−HK$639/mo
Today · 4.125%
HK$21,488
baseline
▲ 0.50% · 4.625%
HK$22,795
+HK$1,307/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,976/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,495
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,098
−HK$612/mo
Today · 4.125%
HK$23,710
baseline
▲ 0.50% · 4.625%
HK$24,960
+HK$1,250/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,420/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,242
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,934
−HK$703/mo
Today · 4.125%
HK$23,637
baseline
▲ 0.50% · 4.625%
HK$25,075
+HK$1,438/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,274/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,744
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,408
−HK$673/mo
Today · 4.125%
HK$26,081
baseline
▲ 0.50% · 4.625%
HK$27,456
+HK$1,375/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,162/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,264
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,019
−HK$767/mo
Today · 4.125%
HK$25,786
baseline
▲ 0.50% · 4.625%
HK$27,355
+HK$1,569/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,572/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$266,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,993
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,717
−HK$735/mo
Today · 4.125%
HK$28,452
baseline
▲ 0.50% · 4.625%
HK$29,952
+HK$1,500/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,904/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$266,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,286
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,104
−HK$830/mo
Today · 4.125%
HK$27,934
baseline
▲ 0.50% · 4.625%
HK$29,634
+HK$1,700/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,868/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,243
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,027
−HK$796/mo
Today · 4.125%
HK$30,823
baseline
▲ 0.50% · 4.625%
HK$32,447
+HK$1,624/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,646/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,308
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,188
−HK$895/mo
Today · 4.125%
HK$30,083
baseline
▲ 0.50% · 4.625%
HK$31,914
+HK$1,831/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,166/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,492
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,337
−HK$857/mo
Today · 4.125%
HK$33,194
baseline
▲ 0.50% · 4.625%
HK$34,943
+HK$1,749/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,388/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,330
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,273
−HK$959/mo
Today · 4.125%
HK$32,232
baseline
▲ 0.50% · 4.625%
HK$34,193
+HK$1,961/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,464/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,742
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,647
−HK$918/mo
Today · 4.125%
HK$35,565
baseline
▲ 0.50% · 4.625%
HK$37,439
+HK$1,874/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,130/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,352
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,358
−HK$1,023/mo
Today · 4.125%
HK$34,381
baseline
▲ 0.50% · 4.625%
HK$36,473
+HK$2,092/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,762/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,991
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,956
−HK$980/mo
Today · 4.125%
HK$37,936
baseline
▲ 0.50% · 4.625%
HK$39,935
+HK$1,999/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,872/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,374
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,443
−HK$1,086/mo
Today · 4.125%
HK$36,529
baseline
▲ 0.50% · 4.625%
HK$38,752
+HK$2,223/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,058/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,241
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,266
−HK$1,041/mo
Today · 4.125%
HK$40,307
baseline
▲ 0.50% · 4.625%
HK$42,431
+HK$2,124/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,614/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,396
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,528
−HK$1,150/mo
Today · 4.125%
HK$38,678
baseline
▲ 0.50% · 4.625%
HK$41,032
+HK$2,354/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$77,356/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,490
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,576
−HK$1,102/mo
Today · 4.125%
HK$42,678
baseline
▲ 0.50% · 4.625%
HK$44,927
+HK$2,249/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$85,356/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,023 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).