▼ 0.50% · 3.625%
HK$22,047
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,733
−HK$697/mo
Today · 4.125%
HK$23,430
baseline
▲ 0.50% · 4.625%
HK$24,855
+HK$1,425/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,860/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,527
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,185
−HK$667/mo
Today · 4.125%
HK$25,852
baseline
▲ 0.50% · 4.625%
HK$27,215
+HK$1,363/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,704/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,252
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,006
−HK$767/mo
Today · 4.125%
HK$25,773
baseline
▲ 0.50% · 4.625%
HK$27,341
+HK$1,568/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,546/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,980
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,703
−HK$734/mo
Today · 4.125%
HK$28,437
baseline
▲ 0.50% · 4.625%
HK$29,936
+HK$1,499/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,874/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,456
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,279
−HK$837/mo
Today · 4.125%
HK$28,116
baseline
▲ 0.50% · 4.625%
HK$29,826
+HK$1,710/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,232/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,433
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,222
−HK$801/mo
Today · 4.125%
HK$31,023
baseline
▲ 0.50% · 4.625%
HK$32,658
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,046/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,661
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,553
−HK$905/mo
Today · 4.125%
HK$30,458
baseline
▲ 0.50% · 4.625%
HK$32,312
+HK$1,854/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,916/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,885
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,740
−HK$868/mo
Today · 4.125%
HK$33,608
baseline
▲ 0.50% · 4.625%
HK$35,379
+HK$1,771/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,216/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,866
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,826
−HK$975/mo
Today · 4.125%
HK$32,801
baseline
▲ 0.50% · 4.625%
HK$34,797
+HK$1,996/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,602/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,338
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,259
−HK$934/mo
Today · 4.125%
HK$36,193
baseline
▲ 0.50% · 4.625%
HK$38,101
+HK$1,908/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,386/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,071
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,099
−HK$1,045/mo
Today · 4.125%
HK$35,144
baseline
▲ 0.50% · 4.625%
HK$37,283
+HK$2,139/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,288/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,791
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,777
−HK$1,001/mo
Today · 4.125%
HK$38,778
baseline
▲ 0.50% · 4.625%
HK$40,822
+HK$2,044/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,556/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,275
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,373
−HK$1,114/mo
Today · 4.125%
HK$37,487
baseline
▲ 0.50% · 4.625%
HK$39,768
+HK$2,281/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,974/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,243
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,296
−HK$1,068/mo
Today · 4.125%
HK$41,364
baseline
▲ 0.50% · 4.625%
HK$43,544
+HK$2,180/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,728/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,480
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,646
−HK$1,184/mo
Today · 4.125%
HK$39,830
baseline
▲ 0.50% · 4.625%
HK$42,254
+HK$2,424/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,660/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,696
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,814
−HK$1,135/mo
Today · 4.125%
HK$43,949
baseline
▲ 0.50% · 4.625%
HK$46,265
+HK$2,316/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,898/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,685
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,919
−HK$1,254/mo
Today · 4.125%
HK$42,173
baseline
▲ 0.50% · 4.625%
HK$44,739
+HK$2,566/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,346/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,149
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,333
−HK$1,201/mo
Today · 4.125%
HK$46,534
baseline
▲ 0.50% · 4.625%
HK$48,987
+HK$2,453/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,068/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,867 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).