▼ 0.50% · 3.625%
HK$22,372
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,068
−HK$707/mo
Today · 4.125%
HK$23,775
baseline
▲ 0.50% · 4.625%
HK$25,222
+HK$1,447/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,550/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,889
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,557
−HK$677/mo
Today · 4.125%
HK$26,234
baseline
▲ 0.50% · 4.625%
HK$27,617
+HK$1,383/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,468/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,610
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,375
−HK$778/mo
Today · 4.125%
HK$26,153
baseline
▲ 0.50% · 4.625%
HK$27,744
+HK$1,591/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$52,306/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$351,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,378
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,112
−HK$745/mo
Today · 4.125%
HK$28,857
baseline
▲ 0.50% · 4.625%
HK$30,378
+HK$1,521/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$57,714/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$351,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,847
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,682
−HK$848/mo
Today · 4.125%
HK$28,530
baseline
▲ 0.50% · 4.625%
HK$30,266
+HK$1,736/mo
Deposit HK$3.92M · loan HK$5.89M · min. income ≈ HK$57,060/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,867
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,668
−HK$813/mo
Today · 4.125%
HK$31,481
baseline
▲ 0.50% · 4.625%
HK$33,140
+HK$1,659/mo
Deposit HK$3.92M · loan HK$5.89M · min. income ≈ HK$62,962/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,084
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,989
−HK$919/mo
Today · 4.125%
HK$30,908
baseline
▲ 0.50% · 4.625%
HK$32,789
+HK$1,881/mo
Deposit HK$3.43M · loan HK$6.38M · min. income ≈ HK$61,816/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$351,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,356
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,224
−HK$880/mo
Today · 4.125%
HK$34,104
baseline
▲ 0.50% · 4.625%
HK$35,902
+HK$1,798/mo
Deposit HK$3.43M · loan HK$6.38M · min. income ≈ HK$68,208/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$351,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,321
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,296
−HK$990/mo
Today · 4.125%
HK$33,286
baseline
▲ 0.50% · 4.625%
HK$35,311
+HK$2,025/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$66,572/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$351,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,845
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,779
−HK$948/mo
Today · 4.125%
HK$36,727
baseline
▲ 0.50% · 4.625%
HK$38,663
+HK$1,936/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$73,454/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$351,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,559
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,603
−HK$1,060/mo
Today · 4.125%
HK$35,663
baseline
▲ 0.50% · 4.625%
HK$37,833
+HK$2,170/mo
Deposit HK$2.45M · loan HK$7.36M · min. income ≈ HK$71,326/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$351,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,334
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,335
−HK$1,016/mo
Today · 4.125%
HK$39,351
baseline
▲ 0.50% · 4.625%
HK$41,425
+HK$2,074/mo
Deposit HK$2.45M · loan HK$7.36M · min. income ≈ HK$78,702/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$351,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,796
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,909
−HK$1,132/mo
Today · 4.125%
HK$38,041
baseline
▲ 0.50% · 4.625%
HK$40,355
+HK$2,314/mo
Deposit HK$1.96M · loan HK$7.85M · min. income ≈ HK$76,082/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$351,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,823
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,891
−HK$1,083/mo
Today · 4.125%
HK$41,974
baseline
▲ 0.50% · 4.625%
HK$44,187
+HK$2,213/mo
Deposit HK$1.96M · loan HK$7.85M · min. income ≈ HK$83,948/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$351,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,033
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,216
−HK$1,202/mo
Today · 4.125%
HK$40,418
baseline
▲ 0.50% · 4.625%
HK$42,878
+HK$2,460/mo
Deposit HK$1.47M · loan HK$8.34M · min. income ≈ HK$80,836/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$351,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,312
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,446
−HK$1,151/mo
Today · 4.125%
HK$44,597
baseline
▲ 0.50% · 4.625%
HK$46,948
+HK$2,351/mo
Deposit HK$1.47M · loan HK$8.34M · min. income ≈ HK$89,194/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$351,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,270
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,523
−HK$1,273/mo
Today · 4.125%
HK$42,796
baseline
▲ 0.50% · 4.625%
HK$45,400
+HK$2,604/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$85,592/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,800
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,002
−HK$1,219/mo
Today · 4.125%
HK$47,221
baseline
▲ 0.50% · 4.625%
HK$49,710
+HK$2,489/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$94,442/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,138 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).