▼ 0.50% · 3.625%
HK$20,465
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,102
−HK$646/mo
Today · 4.125%
HK$21,748
baseline
▲ 0.50% · 4.625%
HK$23,072
+HK$1,324/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,496/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,767
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,378
−HK$619/mo
Today · 4.125%
HK$23,997
baseline
▲ 0.50% · 4.625%
HK$25,262
+HK$1,265/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$47,994/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,511
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,212
−HK$711/mo
Today · 4.125%
HK$23,923
baseline
▲ 0.50% · 4.625%
HK$25,379
+HK$1,456/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,846/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,044
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,715
−HK$682/mo
Today · 4.125%
HK$26,397
baseline
▲ 0.50% · 4.625%
HK$27,788
+HK$1,391/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,794/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,558
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,322
−HK$776/mo
Today · 4.125%
HK$26,098
baseline
▲ 0.50% · 4.625%
HK$27,686
+HK$1,588/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,196/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,320
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,053
−HK$744/mo
Today · 4.125%
HK$28,797
baseline
▲ 0.50% · 4.625%
HK$30,314
+HK$1,517/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,594/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,604
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,432
−HK$841/mo
Today · 4.125%
HK$28,273
baseline
▲ 0.50% · 4.625%
HK$29,993
+HK$1,720/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,546/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,597
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,391
−HK$805/mo
Today · 4.125%
HK$31,196
baseline
▲ 0.50% · 4.625%
HK$32,841
+HK$1,645/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,392/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,651
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,542
−HK$906/mo
Today · 4.125%
HK$30,448
baseline
▲ 0.50% · 4.625%
HK$32,300
+HK$1,852/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,896/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,874
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,729
−HK$867/mo
Today · 4.125%
HK$33,596
baseline
▲ 0.50% · 4.625%
HK$35,367
+HK$1,771/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,192/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,697
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,652
−HK$970/mo
Today · 4.125%
HK$32,622
baseline
▲ 0.50% · 4.625%
HK$34,607
+HK$1,985/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,244/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,151
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,066
−HK$930/mo
Today · 4.125%
HK$35,996
baseline
▲ 0.50% · 4.625%
HK$37,893
+HK$1,897/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$71,992/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,744
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,762
−HK$1,035/mo
Today · 4.125%
HK$34,797
baseline
▲ 0.50% · 4.625%
HK$36,915
+HK$2,118/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$69,594/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,427
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,404
−HK$991/mo
Today · 4.125%
HK$38,395
baseline
▲ 0.50% · 4.625%
HK$40,419
+HK$2,024/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$76,790/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,790
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,873
−HK$1,099/mo
Today · 4.125%
HK$36,972
baseline
▲ 0.50% · 4.625%
HK$39,222
+HK$2,250/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,944/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,704
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,742
−HK$1,053/mo
Today · 4.125%
HK$40,795
baseline
▲ 0.50% · 4.625%
HK$42,945
+HK$2,150/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,590/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,837
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,983
−HK$1,164/mo
Today · 4.125%
HK$39,147
baseline
▲ 0.50% · 4.625%
HK$41,529
+HK$2,382/mo
Deposit HK$897K · loan HK$8.08M · min. income ≈ HK$78,294/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,981
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,080
−HK$1,115/mo
Today · 4.125%
HK$43,195
baseline
▲ 0.50% · 4.625%
HK$45,472
+HK$2,277/mo
Deposit HK$897K · loan HK$8.08M · min. income ≈ HK$86,390/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,246 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).