▼ 0.50% · 3.625%
HK$20,496
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,133
−HK$648/mo
Today · 4.125%
HK$21,781
baseline
▲ 0.50% · 4.625%
HK$23,106
+HK$1,325/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,562/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,801
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,413
−HK$620/mo
Today · 4.125%
HK$24,033
baseline
▲ 0.50% · 4.625%
HK$25,300
+HK$1,267/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,066/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,545
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,246
−HK$713/mo
Today · 4.125%
HK$23,959
baseline
▲ 0.50% · 4.625%
HK$25,417
+HK$1,458/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,918/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,081
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,754
−HK$682/mo
Today · 4.125%
HK$26,436
baseline
▲ 0.50% · 4.625%
HK$27,830
+HK$1,394/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,872/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,595
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,360
−HK$777/mo
Today · 4.125%
HK$26,137
baseline
▲ 0.50% · 4.625%
HK$27,727
+HK$1,590/mo
Deposit HK$3.60M · loan HK$5.39M · min. income ≈ HK$52,274/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,361
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,095
−HK$745/mo
Today · 4.125%
HK$28,840
baseline
▲ 0.50% · 4.625%
HK$30,360
+HK$1,520/mo
Deposit HK$3.60M · loan HK$5.39M · min. income ≈ HK$57,680/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,644
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,473
−HK$842/mo
Today · 4.125%
HK$28,315
baseline
▲ 0.50% · 4.625%
HK$30,038
+HK$1,723/mo
Deposit HK$3.15M · loan HK$5.84M · min. income ≈ HK$56,630/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,641
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,436
−HK$807/mo
Today · 4.125%
HK$31,243
baseline
▲ 0.50% · 4.625%
HK$32,890
+HK$1,647/mo
Deposit HK$3.15M · loan HK$5.84M · min. income ≈ HK$62,486/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,694
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,586
−HK$907/mo
Today · 4.125%
HK$30,493
baseline
▲ 0.50% · 4.625%
HK$32,349
+HK$1,856/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$60,986/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,921
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,778
−HK$868/mo
Today · 4.125%
HK$33,646
baseline
▲ 0.50% · 4.625%
HK$35,420
+HK$1,774/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$67,292/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,743
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,700
−HK$971/mo
Today · 4.125%
HK$32,671
baseline
▲ 0.50% · 4.625%
HK$34,659
+HK$1,988/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,342/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,202
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,119
−HK$930/mo
Today · 4.125%
HK$36,049
baseline
▲ 0.50% · 4.625%
HK$37,950
+HK$1,901/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,098/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,793
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,813
−HK$1,036/mo
Today · 4.125%
HK$34,849
baseline
▲ 0.50% · 4.625%
HK$36,970
+HK$2,121/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$69,698/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,482
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,460
−HK$993/mo
Today · 4.125%
HK$38,453
baseline
▲ 0.50% · 4.625%
HK$40,480
+HK$2,027/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$76,906/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,842
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,926
−HK$1,101/mo
Today · 4.125%
HK$37,027
baseline
▲ 0.50% · 4.625%
HK$39,280
+HK$2,253/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$74,054/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,762
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,801
−HK$1,055/mo
Today · 4.125%
HK$40,856
baseline
▲ 0.50% · 4.625%
HK$43,010
+HK$2,154/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$81,712/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,892
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,039
−HK$1,166/mo
Today · 4.125%
HK$39,205
baseline
▲ 0.50% · 4.625%
HK$41,591
+HK$2,386/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$78,410/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,042
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,143
−HK$1,116/mo
Today · 4.125%
HK$43,259
baseline
▲ 0.50% · 4.625%
HK$45,540
+HK$2,281/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$86,518/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,648 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).