▼ 0.50% · 3.625%
HK$18,030
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,591
−HK$570/mo
Today · 4.125%
HK$19,161
baseline
▲ 0.50% · 4.625%
HK$20,327
+HK$1,166/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,322/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,059
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,597
−HK$545/mo
Today · 4.125%
HK$21,142
baseline
▲ 0.50% · 4.625%
HK$22,257
+HK$1,115/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,284/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,834
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,450
−HK$627/mo
Today · 4.125%
HK$21,077
baseline
▲ 0.50% · 4.625%
HK$22,360
+HK$1,283/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,154/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,065
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,656
−HK$601/mo
Today · 4.125%
HK$23,257
baseline
▲ 0.50% · 4.625%
HK$24,483
+HK$1,226/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,514/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,637
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,310
−HK$683/mo
Today · 4.125%
HK$22,993
baseline
▲ 0.50% · 4.625%
HK$24,392
+HK$1,399/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,986/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,070
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,716
−HK$655/mo
Today · 4.125%
HK$25,371
baseline
▲ 0.50% · 4.625%
HK$26,708
+HK$1,337/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,742/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,440
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,169
−HK$740/mo
Today · 4.125%
HK$24,909
baseline
▲ 0.50% · 4.625%
HK$26,425
+HK$1,516/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,818/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,076
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,776
−HK$709/mo
Today · 4.125%
HK$27,485
baseline
▲ 0.50% · 4.625%
HK$28,934
+HK$1,449/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$54,970/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,243
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,028
−HK$798/mo
Today · 4.125%
HK$26,826
baseline
▲ 0.50% · 4.625%
HK$28,458
+HK$1,632/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$53,652/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,082
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,835
−HK$764/mo
Today · 4.125%
HK$29,599
baseline
▲ 0.50% · 4.625%
HK$31,160
+HK$1,561/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$59,198/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,046
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,887
−HK$855/mo
Today · 4.125%
HK$28,742
baseline
▲ 0.50% · 4.625%
HK$30,491
+HK$1,749/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$57,484/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,088
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,895
−HK$819/mo
Today · 4.125%
HK$31,714
baseline
▲ 0.50% · 4.625%
HK$33,385
+HK$1,671/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$63,428/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,849
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,746
−HK$912/mo
Today · 4.125%
HK$30,658
baseline
▲ 0.50% · 4.625%
HK$32,523
+HK$1,865/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$61,316/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,094
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,955
−HK$873/mo
Today · 4.125%
HK$33,828
baseline
▲ 0.50% · 4.625%
HK$35,611
+HK$1,783/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$67,656/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,652
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,605
−HK$969/mo
Today · 4.125%
HK$32,574
baseline
▲ 0.50% · 4.625%
HK$34,556
+HK$1,982/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$65,148/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,100
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,014
−HK$928/mo
Today · 4.125%
HK$35,942
baseline
▲ 0.50% · 4.625%
HK$37,837
+HK$1,895/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$71,884/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,455
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,464
−HK$1,026/mo
Today · 4.125%
HK$34,490
baseline
▲ 0.50% · 4.625%
HK$36,589
+HK$2,099/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$68,980/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,106
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,074
−HK$982/mo
Today · 4.125%
HK$38,056
baseline
▲ 0.50% · 4.625%
HK$40,062
+HK$2,006/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$76,112/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).