▼ 0.50% · 3.625%
HK$18,624
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,204
−HK$588/mo
Today · 4.125%
HK$19,792
baseline
▲ 0.50% · 4.625%
HK$20,996
+HK$1,204/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,584/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,719
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,275
−HK$564/mo
Today · 4.125%
HK$21,839
baseline
▲ 0.50% · 4.625%
HK$22,990
+HK$1,151/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,678/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,487
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,124
−HK$647/mo
Today · 4.125%
HK$21,771
baseline
▲ 0.50% · 4.625%
HK$23,096
+HK$1,325/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$43,542/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,791
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,402
−HK$621/mo
Today · 4.125%
HK$24,023
baseline
▲ 0.50% · 4.625%
HK$25,289
+HK$1,266/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$48,046/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,349
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,044
−HK$707/mo
Today · 4.125%
HK$23,751
baseline
▲ 0.50% · 4.625%
HK$25,196
+HK$1,445/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$47,502/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,863
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,530
−HK$676/mo
Today · 4.125%
HK$26,206
baseline
▲ 0.50% · 4.625%
HK$27,588
+HK$1,382/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$52,412/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,211
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,965
−HK$765/mo
Today · 4.125%
HK$25,730
baseline
▲ 0.50% · 4.625%
HK$27,295
+HK$1,565/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,460/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$245,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,935
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,657
−HK$733/mo
Today · 4.125%
HK$28,390
baseline
▲ 0.50% · 4.625%
HK$29,887
+HK$1,497/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,780/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$245,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,074
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,885
−HK$824/mo
Today · 4.125%
HK$27,709
baseline
▲ 0.50% · 4.625%
HK$29,395
+HK$1,686/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,418/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,007
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,785
−HK$789/mo
Today · 4.125%
HK$30,574
baseline
▲ 0.50% · 4.625%
HK$32,186
+HK$1,612/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,148/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,936
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,805
−HK$883/mo
Today · 4.125%
HK$29,688
baseline
▲ 0.50% · 4.625%
HK$31,495
+HK$1,807/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$59,376/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,079
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,912
−HK$846/mo
Today · 4.125%
HK$32,758
baseline
▲ 0.50% · 4.625%
HK$34,485
+HK$1,727/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$65,516/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,799
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,726
−HK$941/mo
Today · 4.125%
HK$31,667
baseline
▲ 0.50% · 4.625%
HK$33,594
+HK$1,927/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$63,334/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,151
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,040
−HK$902/mo
Today · 4.125%
HK$34,942
baseline
▲ 0.50% · 4.625%
HK$36,784
+HK$1,842/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$69,884/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,661
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,646
−HK$1,001/mo
Today · 4.125%
HK$33,647
baseline
▲ 0.50% · 4.625%
HK$35,694
+HK$2,047/mo
Deposit HK$1.23M · loan HK$6.94M · min. income ≈ HK$67,294/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,223
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,167
−HK$959/mo
Today · 4.125%
HK$37,126
baseline
▲ 0.50% · 4.625%
HK$39,083
+HK$1,957/mo
Deposit HK$1.23M · loan HK$6.94M · min. income ≈ HK$74,252/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,524
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,566
−HK$1,060/mo
Today · 4.125%
HK$35,626
baseline
▲ 0.50% · 4.625%
HK$37,794
+HK$2,168/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$71,252/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,295
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,295
−HK$1,015/mo
Today · 4.125%
HK$39,310
baseline
▲ 0.50% · 4.625%
HK$41,382
+HK$2,072/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$78,620/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,029 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).