▼ 0.50% · 3.625%
HK$20,276
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,906
−HK$641/mo
Today · 4.125%
HK$21,547
baseline
▲ 0.50% · 4.625%
HK$22,858
+HK$1,311/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,094/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,556
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,161
−HK$614/mo
Today · 4.125%
HK$23,775
baseline
▲ 0.50% · 4.625%
HK$25,028
+HK$1,253/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,550/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,303
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$22,997
−HK$705/mo
Today · 4.125%
HK$23,702
baseline
▲ 0.50% · 4.625%
HK$25,144
+HK$1,442/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,404/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,812
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,478
−HK$675/mo
Today · 4.125%
HK$26,153
baseline
▲ 0.50% · 4.625%
HK$27,531
+HK$1,378/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,306/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,331
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,088
−HK$768/mo
Today · 4.125%
HK$25,856
baseline
▲ 0.50% · 4.625%
HK$27,430
+HK$1,574/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,712/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,068
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,794
−HK$736/mo
Today · 4.125%
HK$28,530
baseline
▲ 0.50% · 4.625%
HK$30,034
+HK$1,504/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,060/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,358
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,178
−HK$833/mo
Today · 4.125%
HK$28,011
baseline
▲ 0.50% · 4.625%
HK$29,716
+HK$1,705/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$56,022/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,323
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,110
−HK$798/mo
Today · 4.125%
HK$30,908
baseline
▲ 0.50% · 4.625%
HK$32,537
+HK$1,629/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,816/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,386
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,269
−HK$897/mo
Today · 4.125%
HK$30,166
baseline
▲ 0.50% · 4.625%
HK$32,001
+HK$1,835/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$60,332/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,579
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,426
−HK$859/mo
Today · 4.125%
HK$33,285
baseline
▲ 0.50% · 4.625%
HK$35,040
+HK$1,755/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$66,570/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,413
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,359
−HK$962/mo
Today · 4.125%
HK$32,321
baseline
▲ 0.50% · 4.625%
HK$34,287
+HK$1,966/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$64,642/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,835
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,742
−HK$921/mo
Today · 4.125%
HK$35,663
baseline
▲ 0.50% · 4.625%
HK$37,542
+HK$1,879/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$71,326/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,441
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,450
−HK$1,025/mo
Today · 4.125%
HK$34,475
baseline
▲ 0.50% · 4.625%
HK$36,573
+HK$2,098/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$68,950/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,090
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,058
−HK$982/mo
Today · 4.125%
HK$38,040
baseline
▲ 0.50% · 4.625%
HK$40,045
+HK$2,005/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$76,080/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,469
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,541
−HK$1,089/mo
Today · 4.125%
HK$36,630
baseline
▲ 0.50% · 4.625%
HK$38,859
+HK$2,229/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$73,260/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,346
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,374
−HK$1,044/mo
Today · 4.125%
HK$40,418
baseline
▲ 0.50% · 4.625%
HK$42,548
+HK$2,130/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$80,836/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,496
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,631
−HK$1,154/mo
Today · 4.125%
HK$38,785
baseline
▲ 0.50% · 4.625%
HK$41,145
+HK$2,360/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$77,570/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,602
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,690
−HK$1,105/mo
Today · 4.125%
HK$42,795
baseline
▲ 0.50% · 4.625%
HK$45,051
+HK$2,256/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$85,590/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,755 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).