▼ 0.50% · 3.625%
HK$21,253
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,914
−HK$672/mo
Today · 4.125%
HK$22,586
baseline
▲ 0.50% · 4.625%
HK$23,960
+HK$1,374/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,172/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$302,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,644
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,278
−HK$643/mo
Today · 4.125%
HK$24,921
baseline
▲ 0.50% · 4.625%
HK$26,235
+HK$1,314/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,842/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$302,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,378
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,105
−HK$739/mo
Today · 4.125%
HK$24,844
baseline
▲ 0.50% · 4.625%
HK$26,356
+HK$1,512/mo
Deposit HK$4.19M · loan HK$5.13M · min. income ≈ HK$49,688/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,008
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,705
−HK$708/mo
Today · 4.125%
HK$27,413
baseline
▲ 0.50% · 4.625%
HK$28,858
+HK$1,445/mo
Deposit HK$4.19M · loan HK$5.13M · min. income ≈ HK$54,826/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,503
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,297
−HK$806/mo
Today · 4.125%
HK$27,103
baseline
▲ 0.50% · 4.625%
HK$28,752
+HK$1,649/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,206/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,372
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,133
−HK$772/mo
Today · 4.125%
HK$29,905
baseline
▲ 0.50% · 4.625%
HK$31,481
+HK$1,576/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,810/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,629
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,488
−HK$873/mo
Today · 4.125%
HK$29,361
baseline
▲ 0.50% · 4.625%
HK$31,148
+HK$1,787/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,722/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$302,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,737
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,561
−HK$836/mo
Today · 4.125%
HK$32,397
baseline
▲ 0.50% · 4.625%
HK$34,105
+HK$1,708/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,794/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$302,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,754
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,679
−HK$941/mo
Today · 4.125%
HK$31,620
baseline
▲ 0.50% · 4.625%
HK$33,544
+HK$1,924/mo
Deposit HK$2.80M · loan HK$6.52M · min. income ≈ HK$63,240/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,101
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,989
−HK$900/mo
Today · 4.125%
HK$34,889
baseline
▲ 0.50% · 4.625%
HK$36,728
+HK$1,839/mo
Deposit HK$2.80M · loan HK$6.52M · min. income ≈ HK$69,778/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,879
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,871
−HK$1,007/mo
Today · 4.125%
HK$33,878
baseline
▲ 0.50% · 4.625%
HK$35,940
+HK$2,062/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$67,756/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,465
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,416
−HK$965/mo
Today · 4.125%
HK$37,381
baseline
▲ 0.50% · 4.625%
HK$39,352
+HK$1,971/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$74,762/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,004
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,062
−HK$1,075/mo
Today · 4.125%
HK$36,137
baseline
▲ 0.50% · 4.625%
HK$38,336
+HK$2,199/mo
Deposit HK$1.86M · loan HK$7.46M · min. income ≈ HK$72,274/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,830
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,844
−HK$1,029/mo
Today · 4.125%
HK$39,873
baseline
▲ 0.50% · 4.625%
HK$41,975
+HK$2,102/mo
Deposit HK$1.86M · loan HK$7.46M · min. income ≈ HK$79,746/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,130
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,254
−HK$1,141/mo
Today · 4.125%
HK$38,395
baseline
▲ 0.50% · 4.625%
HK$40,732
+HK$2,337/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$76,790/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,194
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,272
−HK$1,094/mo
Today · 4.125%
HK$42,366
baseline
▲ 0.50% · 4.625%
HK$44,599
+HK$2,233/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$84,732/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,255
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,445
−HK$1,209/mo
Today · 4.125%
HK$40,654
baseline
▲ 0.50% · 4.625%
HK$43,128
+HK$2,474/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$81,308/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$302,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,558
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,700
−HK$1,158/mo
Today · 4.125%
HK$44,858
baseline
▲ 0.50% · 4.625%
HK$47,222
+HK$2,364/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$89,716/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$302,036 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).