▼ 0.50% · 3.625%
HK$16,417
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,928
−HK$519/mo
Today · 4.125%
HK$17,447
baseline
▲ 0.50% · 4.625%
HK$18,509
+HK$1,062/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,894/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$215,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,264
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,754
−HK$497/mo
Today · 4.125%
HK$19,251
baseline
▲ 0.50% · 4.625%
HK$20,266
+HK$1,015/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,502/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$215,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,059
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,621
−HK$571/mo
Today · 4.125%
HK$19,192
baseline
▲ 0.50% · 4.625%
HK$20,359
+HK$1,167/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,384/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$215,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,091
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,629
−HK$547/mo
Today · 4.125%
HK$21,176
baseline
▲ 0.50% · 4.625%
HK$22,292
+HK$1,116/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,352/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$215,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,701
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,314
−HK$622/mo
Today · 4.125%
HK$20,936
baseline
▲ 0.50% · 4.625%
HK$22,210
+HK$1,274/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,872/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$215,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,917
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,505
−HK$596/mo
Today · 4.125%
HK$23,101
baseline
▲ 0.50% · 4.625%
HK$24,319
+HK$1,218/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,202/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$215,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,343
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,006
−HK$675/mo
Today · 4.125%
HK$22,681
baseline
▲ 0.50% · 4.625%
HK$24,061
+HK$1,380/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,362/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$215,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,743
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,380
−HK$646/mo
Today · 4.125%
HK$25,026
baseline
▲ 0.50% · 4.625%
HK$26,345
+HK$1,319/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,052/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$215,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,984
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,699
−HK$727/mo
Today · 4.125%
HK$24,426
baseline
▲ 0.50% · 4.625%
HK$25,912
+HK$1,486/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,852/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$215,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,570
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,256
−HK$695/mo
Today · 4.125%
HK$26,951
baseline
▲ 0.50% · 4.625%
HK$28,372
+HK$1,421/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,902/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$215,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,626
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,392
−HK$778/mo
Today · 4.125%
HK$26,170
baseline
▲ 0.50% · 4.625%
HK$27,763
+HK$1,593/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,340/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$215,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,396
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,131
−HK$745/mo
Today · 4.125%
HK$28,876
baseline
▲ 0.50% · 4.625%
HK$30,399
+HK$1,523/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,752/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$215,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,268
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,085
−HK$830/mo
Today · 4.125%
HK$27,915
baseline
▲ 0.50% · 4.625%
HK$29,614
+HK$1,699/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,830/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$215,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,223
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$30,006
−HK$795/mo
Today · 4.125%
HK$30,801
baseline
▲ 0.50% · 4.625%
HK$32,425
+HK$1,624/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,602/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$215,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,910
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,778
−HK$882/mo
Today · 4.125%
HK$29,660
baseline
▲ 0.50% · 4.625%
HK$31,464
+HK$1,804/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$59,320/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$215,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,049
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,882
−HK$845/mo
Today · 4.125%
HK$32,727
baseline
▲ 0.50% · 4.625%
HK$34,452
+HK$1,725/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$65,454/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$215,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,551
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,471
−HK$933/mo
Today · 4.125%
HK$31,404
baseline
▲ 0.50% · 4.625%
HK$33,315
+HK$1,911/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$62,808/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$215,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,876
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,757
−HK$895/mo
Today · 4.125%
HK$34,652
baseline
▲ 0.50% · 4.625%
HK$36,478
+HK$1,826/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$69,304/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$215,994 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).