▼ 0.50% · 3.625%
HK$20,995
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,648
−HK$664/mo
Today · 4.125%
HK$22,312
baseline
▲ 0.50% · 4.625%
HK$23,669
+HK$1,357/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,624/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,357
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,983
−HK$636/mo
Today · 4.125%
HK$24,619
baseline
▲ 0.50% · 4.625%
HK$25,916
+HK$1,297/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,238/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,095
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,813
−HK$730/mo
Today · 4.125%
HK$24,543
baseline
▲ 0.50% · 4.625%
HK$26,036
+HK$1,493/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,086/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,693
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,382
−HK$699/mo
Today · 4.125%
HK$27,081
baseline
▲ 0.50% · 4.625%
HK$28,508
+HK$1,427/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,162/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,194
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,978
−HK$796/mo
Today · 4.125%
HK$26,774
baseline
▲ 0.50% · 4.625%
HK$28,403
+HK$1,629/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,548/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,028
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,780
−HK$762/mo
Today · 4.125%
HK$29,542
baseline
▲ 0.50% · 4.625%
HK$31,100
+HK$1,558/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,084/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,294
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,143
−HK$862/mo
Today · 4.125%
HK$29,005
baseline
▲ 0.50% · 4.625%
HK$30,770
+HK$1,765/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$58,010/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,364
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,178
−HK$826/mo
Today · 4.125%
HK$32,004
baseline
▲ 0.50% · 4.625%
HK$33,691
+HK$1,687/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$64,008/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,393
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,307
−HK$929/mo
Today · 4.125%
HK$31,236
baseline
▲ 0.50% · 4.625%
HK$33,137
+HK$1,901/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$62,472/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,700
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,577
−HK$889/mo
Today · 4.125%
HK$34,466
baseline
▲ 0.50% · 4.625%
HK$36,283
+HK$1,817/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$68,932/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,493
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,472
−HK$996/mo
Today · 4.125%
HK$33,468
baseline
▲ 0.50% · 4.625%
HK$35,504
+HK$2,036/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$66,936/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,035
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,975
−HK$953/mo
Today · 4.125%
HK$36,928
baseline
▲ 0.50% · 4.625%
HK$38,875
+HK$1,947/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$73,856/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,592
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,637
−HK$1,062/mo
Today · 4.125%
HK$35,699
baseline
▲ 0.50% · 4.625%
HK$37,871
+HK$2,172/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$71,398/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,371
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,373
−HK$1,017/mo
Today · 4.125%
HK$39,390
baseline
▲ 0.50% · 4.625%
HK$41,466
+HK$2,076/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$78,780/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,692
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,802
−HK$1,128/mo
Today · 4.125%
HK$37,930
baseline
▲ 0.50% · 4.625%
HK$40,238
+HK$2,308/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$75,860/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,707
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,772
−HK$1,080/mo
Today · 4.125%
HK$41,852
baseline
▲ 0.50% · 4.625%
HK$44,058
+HK$2,206/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$83,704/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,791
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,967
−HK$1,194/mo
Today · 4.125%
HK$40,161
baseline
▲ 0.50% · 4.625%
HK$42,605
+HK$2,444/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$80,322/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,042
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,170
−HK$1,144/mo
Today · 4.125%
HK$44,314
baseline
▲ 0.50% · 4.625%
HK$46,650
+HK$2,336/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$88,628/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,735 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).