▼ 0.50% · 3.625%
HK$20,825
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,473
−HK$658/mo
Today · 4.125%
HK$22,131
baseline
▲ 0.50% · 4.625%
HK$23,478
+HK$1,347/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,262/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,168
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,789
−HK$631/mo
Today · 4.125%
HK$24,420
baseline
▲ 0.50% · 4.625%
HK$25,707
+HK$1,287/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,840/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,908
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,620
−HK$724/mo
Today · 4.125%
HK$24,344
baseline
▲ 0.50% · 4.625%
HK$25,826
+HK$1,482/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$48,688/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$283,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,485
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,168
−HK$694/mo
Today · 4.125%
HK$26,862
baseline
▲ 0.50% · 4.625%
HK$28,278
+HK$1,416/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$53,724/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$283,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,990
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,768
−HK$790/mo
Today · 4.125%
HK$26,558
baseline
▲ 0.50% · 4.625%
HK$28,174
+HK$1,616/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,116/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,802
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,547
−HK$757/mo
Today · 4.125%
HK$29,304
baseline
▲ 0.50% · 4.625%
HK$30,848
+HK$1,544/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,608/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,073
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,915
−HK$856/mo
Today · 4.125%
HK$28,771
baseline
▲ 0.50% · 4.625%
HK$30,521
+HK$1,750/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,542/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,118
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,926
−HK$820/mo
Today · 4.125%
HK$31,746
baseline
▲ 0.50% · 4.625%
HK$33,419
+HK$1,673/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,492/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,156
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,062
−HK$922/mo
Today · 4.125%
HK$30,984
baseline
▲ 0.50% · 4.625%
HK$32,869
+HK$1,885/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,968/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,435
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,305
−HK$883/mo
Today · 4.125%
HK$34,188
baseline
▲ 0.50% · 4.625%
HK$35,990
+HK$1,802/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,376/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,238
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,210
−HK$987/mo
Today · 4.125%
HK$33,197
baseline
▲ 0.50% · 4.625%
HK$35,217
+HK$2,020/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$66,394/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,752
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,684
−HK$946/mo
Today · 4.125%
HK$36,630
baseline
▲ 0.50% · 4.625%
HK$38,560
+HK$1,930/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$73,260/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,321
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,357
−HK$1,053/mo
Today · 4.125%
HK$35,410
baseline
▲ 0.50% · 4.625%
HK$37,565
+HK$2,155/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$70,820/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,069
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,063
−HK$1,009/mo
Today · 4.125%
HK$39,072
baseline
▲ 0.50% · 4.625%
HK$41,131
+HK$2,059/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$78,144/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,403
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,504
−HK$1,119/mo
Today · 4.125%
HK$37,623
baseline
▲ 0.50% · 4.625%
HK$39,912
+HK$2,289/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$75,246/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,386
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,442
−HK$1,071/mo
Today · 4.125%
HK$41,513
baseline
▲ 0.50% · 4.625%
HK$43,702
+HK$2,189/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$83,026/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,486
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,652
−HK$1,184/mo
Today · 4.125%
HK$39,836
baseline
▲ 0.50% · 4.625%
HK$42,260
+HK$2,424/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$79,672/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,702
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,821
−HK$1,134/mo
Today · 4.125%
HK$43,955
baseline
▲ 0.50% · 4.625%
HK$46,272
+HK$2,317/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$87,910/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,291 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).