▼ 0.50% · 3.625%
HK$20,194
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,822
−HK$638/mo
Today · 4.125%
HK$21,460
baseline
▲ 0.50% · 4.625%
HK$22,766
+HK$1,306/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,920/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,465
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,068
−HK$611/mo
Today · 4.125%
HK$23,679
baseline
▲ 0.50% · 4.625%
HK$24,927
+HK$1,248/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,358/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,213
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,904
−HK$702/mo
Today · 4.125%
HK$23,606
baseline
▲ 0.50% · 4.625%
HK$25,042
+HK$1,436/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$47,212/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,712
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,375
−HK$672/mo
Today · 4.125%
HK$26,047
baseline
▲ 0.50% · 4.625%
HK$27,420
+HK$1,373/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$52,094/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,232
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,986
−HK$766/mo
Today · 4.125%
HK$25,752
baseline
▲ 0.50% · 4.625%
HK$27,319
+HK$1,567/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,504/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,958
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,681
−HK$734/mo
Today · 4.125%
HK$28,415
baseline
▲ 0.50% · 4.625%
HK$29,913
+HK$1,498/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,830/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,252
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,068
−HK$830/mo
Today · 4.125%
HK$27,898
baseline
▲ 0.50% · 4.625%
HK$29,596
+HK$1,698/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,796/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,205
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,988
−HK$795/mo
Today · 4.125%
HK$30,783
baseline
▲ 0.50% · 4.625%
HK$32,405
+HK$1,622/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,566/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,271
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,151
−HK$893/mo
Today · 4.125%
HK$30,044
baseline
▲ 0.50% · 4.625%
HK$31,872
+HK$1,828/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,088/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,451
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,295
−HK$856/mo
Today · 4.125%
HK$33,151
baseline
▲ 0.50% · 4.625%
HK$34,898
+HK$1,747/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,302/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,291
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,233
−HK$957/mo
Today · 4.125%
HK$32,190
baseline
▲ 0.50% · 4.625%
HK$34,149
+HK$1,959/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$64,380/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,698
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,602
−HK$916/mo
Today · 4.125%
HK$35,518
baseline
▲ 0.50% · 4.625%
HK$37,391
+HK$1,873/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$71,036/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,310
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,315
−HK$1,021/mo
Today · 4.125%
HK$34,336
baseline
▲ 0.50% · 4.625%
HK$36,425
+HK$2,089/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,672/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,944
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,908
−HK$978/mo
Today · 4.125%
HK$37,886
baseline
▲ 0.50% · 4.625%
HK$39,883
+HK$1,997/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,772/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,329
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,397
−HK$1,085/mo
Today · 4.125%
HK$36,482
baseline
▲ 0.50% · 4.625%
HK$38,702
+HK$2,220/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$72,964/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,191
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,215
−HK$1,039/mo
Today · 4.125%
HK$40,254
baseline
▲ 0.50% · 4.625%
HK$42,376
+HK$2,122/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,508/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,349
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,479
−HK$1,149/mo
Today · 4.125%
HK$38,628
baseline
▲ 0.50% · 4.625%
HK$40,978
+HK$2,350/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$77,256/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,437
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,522
−HK$1,100/mo
Today · 4.125%
HK$42,622
baseline
▲ 0.50% · 4.625%
HK$44,869
+HK$2,247/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$85,244/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,677 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).