▼ 0.50% · 3.625%
HK$20,234
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,864
−HK$639/mo
Today · 4.125%
HK$21,503
baseline
▲ 0.50% · 4.625%
HK$22,811
+HK$1,308/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,006/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,510
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,114
−HK$612/mo
Today · 4.125%
HK$23,726
baseline
▲ 0.50% · 4.625%
HK$24,977
+HK$1,251/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,452/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,258
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,950
−HK$703/mo
Today · 4.125%
HK$23,653
baseline
▲ 0.50% · 4.625%
HK$25,093
+HK$1,440/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,306/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,761
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,425
−HK$674/mo
Today · 4.125%
HK$26,099
baseline
▲ 0.50% · 4.625%
HK$27,475
+HK$1,376/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,198/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,281
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,036
−HK$768/mo
Today · 4.125%
HK$25,804
baseline
▲ 0.50% · 4.625%
HK$27,374
+HK$1,570/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,608/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,012
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,737
−HK$735/mo
Today · 4.125%
HK$28,472
baseline
▲ 0.50% · 4.625%
HK$29,973
+HK$1,501/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,944/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,304
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,123
−HK$831/mo
Today · 4.125%
HK$27,954
baseline
▲ 0.50% · 4.625%
HK$29,655
+HK$1,701/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$55,908/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,263
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,048
−HK$796/mo
Today · 4.125%
HK$30,844
baseline
▲ 0.50% · 4.625%
HK$32,470
+HK$1,626/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$61,688/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,328
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,209
−HK$895/mo
Today · 4.125%
HK$30,104
baseline
▲ 0.50% · 4.625%
HK$31,936
+HK$1,832/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,208/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,514
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,360
−HK$857/mo
Today · 4.125%
HK$33,217
baseline
▲ 0.50% · 4.625%
HK$34,968
+HK$1,751/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,434/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,351
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,295
−HK$959/mo
Today · 4.125%
HK$32,254
baseline
▲ 0.50% · 4.625%
HK$34,217
+HK$1,963/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$64,508/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,765
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,671
−HK$919/mo
Today · 4.125%
HK$35,590
baseline
▲ 0.50% · 4.625%
HK$37,466
+HK$1,876/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$71,180/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,375
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,382
−HK$1,023/mo
Today · 4.125%
HK$34,405
baseline
▲ 0.50% · 4.625%
HK$36,498
+HK$2,093/mo
Deposit HK$1.77M · loan HK$7.10M · min. income ≈ HK$68,810/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,016
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,982
−HK$980/mo
Today · 4.125%
HK$37,962
baseline
▲ 0.50% · 4.625%
HK$39,963
+HK$2,001/mo
Deposit HK$1.77M · loan HK$7.10M · min. income ≈ HK$75,924/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,398
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,468
−HK$1,087/mo
Today · 4.125%
HK$36,555
baseline
▲ 0.50% · 4.625%
HK$38,779
+HK$2,224/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,110/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,267
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,294
−HK$1,041/mo
Today · 4.125%
HK$40,335
baseline
▲ 0.50% · 4.625%
HK$42,461
+HK$2,126/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,670/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,421
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,554
−HK$1,151/mo
Today · 4.125%
HK$38,705
baseline
▲ 0.50% · 4.625%
HK$41,061
+HK$2,356/mo
Deposit HK$887K · loan HK$7.99M · min. income ≈ HK$77,410/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,518
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,605
−HK$1,103/mo
Today · 4.125%
HK$42,708
baseline
▲ 0.50% · 4.625%
HK$44,959
+HK$2,251/mo
Deposit HK$887K · loan HK$7.99M · min. income ≈ HK$85,416/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,209 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).