▼ 0.50% · 3.625%
HK$4,398
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,535
−HK$139/mo
Today · 4.125%
HK$4,674
baseline
▲ 0.50% · 4.625%
HK$4,958
+HK$284/mo
Deposit HK$964K · loan HK$964K · min. income ≈ HK$9,348/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,893
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,024
−HK$133/mo
Today · 4.125%
HK$5,157
baseline
▲ 0.50% · 4.625%
HK$5,429
+HK$272/mo
Deposit HK$964K · loan HK$964K · min. income ≈ HK$10,314/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,838
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,988
−HK$153/mo
Today · 4.125%
HK$5,141
baseline
▲ 0.50% · 4.625%
HK$5,454
+HK$313/mo
Deposit HK$868K · loan HK$1.06M · min. income ≈ HK$10,282/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,382
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,526
−HK$147/mo
Today · 4.125%
HK$5,673
baseline
▲ 0.50% · 4.625%
HK$5,972
+HK$299/mo
Deposit HK$868K · loan HK$1.06M · min. income ≈ HK$11,346/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,277
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,442
−HK$166/mo
Today · 4.125%
HK$5,608
baseline
▲ 0.50% · 4.625%
HK$5,950
+HK$342/mo
Deposit HK$771K · loan HK$1.16M · min. income ≈ HK$11,216/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,871
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,028
−HK$160/mo
Today · 4.125%
HK$6,188
baseline
▲ 0.50% · 4.625%
HK$6,514
+HK$326/mo
Deposit HK$771K · loan HK$1.16M · min. income ≈ HK$12,376/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,717
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,895
−HK$181/mo
Today · 4.125%
HK$6,076
baseline
▲ 0.50% · 4.625%
HK$6,445
+HK$369/mo
Deposit HK$675K · loan HK$1.25M · min. income ≈ HK$12,152/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,360
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,531
−HK$173/mo
Today · 4.125%
HK$6,704
baseline
▲ 0.50% · 4.625%
HK$7,057
+HK$353/mo
Deposit HK$675K · loan HK$1.25M · min. income ≈ HK$13,408/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,157
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,348
−HK$195/mo
Today · 4.125%
HK$6,543
baseline
▲ 0.50% · 4.625%
HK$6,941
+HK$398/mo
Deposit HK$579K · loan HK$1.35M · min. income ≈ HK$13,086/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,850
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,033
−HK$187/mo
Today · 4.125%
HK$7,220
baseline
▲ 0.50% · 4.625%
HK$7,600
+HK$380/mo
Deposit HK$579K · loan HK$1.35M · min. income ≈ HK$14,440/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,597
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,802
−HK$208/mo
Today · 4.125%
HK$7,010
baseline
▲ 0.50% · 4.625%
HK$7,437
+HK$427/mo
Deposit HK$482K · loan HK$1.45M · min. income ≈ HK$14,020/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,339
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,536
−HK$199/mo
Today · 4.125%
HK$7,735
baseline
▲ 0.50% · 4.625%
HK$8,143
+HK$408/mo
Deposit HK$482K · loan HK$1.45M · min. income ≈ HK$15,470/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,036
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,255
−HK$223/mo
Today · 4.125%
HK$7,478
baseline
▲ 0.50% · 4.625%
HK$7,933
+HK$455/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$14,956/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,828
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,038
−HK$213/mo
Today · 4.125%
HK$8,251
baseline
▲ 0.50% · 4.625%
HK$8,686
+HK$435/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$16,502/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,476
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,709
−HK$236/mo
Today · 4.125%
HK$7,945
baseline
▲ 0.50% · 4.625%
HK$8,429
+HK$484/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,890/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,317
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,540
−HK$227/mo
Today · 4.125%
HK$8,767
baseline
▲ 0.50% · 4.625%
HK$9,229
+HK$462/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,534/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,916
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,162
−HK$250/mo
Today · 4.125%
HK$8,412
baseline
▲ 0.50% · 4.625%
HK$8,924
+HK$512/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$16,824/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,807
−HK$475/mo
▼ 0.25% · 3.875%
HK$9,043
−HK$239/mo
Today · 4.125%
HK$9,282
baseline
▲ 0.50% · 4.625%
HK$9,772
+HK$490/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$18,564/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).