▼ 0.50% · 3.625%
HK$4,361
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,497
−HK$138/mo
Today · 4.125%
HK$4,635
baseline
▲ 0.50% · 4.625%
HK$4,917
+HK$282/mo
Deposit HK$956K · loan HK$956K · min. income ≈ HK$9,270/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,852
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,982
−HK$132/mo
Today · 4.125%
HK$5,114
baseline
▲ 0.50% · 4.625%
HK$5,383
+HK$269/mo
Deposit HK$956K · loan HK$956K · min. income ≈ HK$10,228/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,797
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,946
−HK$152/mo
Today · 4.125%
HK$5,098
baseline
▲ 0.50% · 4.625%
HK$5,408
+HK$310/mo
Deposit HK$861K · loan HK$1.05M · min. income ≈ HK$10,196/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,337
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,480
−HK$145/mo
Today · 4.125%
HK$5,625
baseline
▲ 0.50% · 4.625%
HK$5,922
+HK$297/mo
Deposit HK$861K · loan HK$1.05M · min. income ≈ HK$11,250/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,233
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,396
−HK$166/mo
Today · 4.125%
HK$5,562
baseline
▲ 0.50% · 4.625%
HK$5,900
+HK$338/mo
Deposit HK$765K · loan HK$1.15M · min. income ≈ HK$11,124/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,822
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,978
−HK$159/mo
Today · 4.125%
HK$6,137
baseline
▲ 0.50% · 4.625%
HK$6,460
+HK$323/mo
Deposit HK$765K · loan HK$1.15M · min. income ≈ HK$12,274/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,669
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,846
−HK$179/mo
Today · 4.125%
HK$6,025
baseline
▲ 0.50% · 4.625%
HK$6,392
+HK$367/mo
Deposit HK$669K · loan HK$1.24M · min. income ≈ HK$12,050/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,307
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,476
−HK$172/mo
Today · 4.125%
HK$6,648
baseline
▲ 0.50% · 4.625%
HK$6,998
+HK$350/mo
Deposit HK$669K · loan HK$1.24M · min. income ≈ HK$13,296/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,106
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,296
−HK$192/mo
Today · 4.125%
HK$6,488
baseline
▲ 0.50% · 4.625%
HK$6,883
+HK$395/mo
Deposit HK$574K · loan HK$1.34M · min. income ≈ HK$12,976/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,792
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,975
−HK$184/mo
Today · 4.125%
HK$7,159
baseline
▲ 0.50% · 4.625%
HK$7,537
+HK$378/mo
Deposit HK$574K · loan HK$1.34M · min. income ≈ HK$14,318/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,542
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,745
−HK$207/mo
Today · 4.125%
HK$6,952
baseline
▲ 0.50% · 4.625%
HK$7,375
+HK$423/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$13,904/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,278
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,473
−HK$198/mo
Today · 4.125%
HK$7,671
baseline
▲ 0.50% · 4.625%
HK$8,075
+HK$404/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$15,342/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,978
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,195
−HK$220/mo
Today · 4.125%
HK$7,415
baseline
▲ 0.50% · 4.625%
HK$7,867
+HK$452/mo
Deposit HK$383K · loan HK$1.53M · min. income ≈ HK$14,830/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,763
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,971
−HK$211/mo
Today · 4.125%
HK$8,182
baseline
▲ 0.50% · 4.625%
HK$8,613
+HK$431/mo
Deposit HK$383K · loan HK$1.53M · min. income ≈ HK$16,364/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,414
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,645
−HK$234/mo
Today · 4.125%
HK$7,879
baseline
▲ 0.50% · 4.625%
HK$8,358
+HK$479/mo
Deposit HK$287K · loan HK$1.63M · min. income ≈ HK$15,758/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,248
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,469
−HK$225/mo
Today · 4.125%
HK$8,694
baseline
▲ 0.50% · 4.625%
HK$9,152
+HK$458/mo
Deposit HK$287K · loan HK$1.63M · min. income ≈ HK$17,388/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,850
−HK$492/mo
▼ 0.25% · 3.875%
HK$8,094
−HK$248/mo
Today · 4.125%
HK$8,342
baseline
▲ 0.50% · 4.625%
HK$8,850
+HK$508/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,684/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,733
−HK$472/mo
▼ 0.25% · 3.875%
HK$8,967
−HK$238/mo
Today · 4.125%
HK$9,205
baseline
▲ 0.50% · 4.625%
HK$9,690
+HK$485/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,410/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).