▼ 0.50% · 3.625%
HK$4,280
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,413
−HK$135/mo
Today · 4.125%
HK$4,548
baseline
▲ 0.50% · 4.625%
HK$4,825
+HK$277/mo
Deposit HK$938K · loan HK$938K · min. income ≈ HK$9,096/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,761
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,889
−HK$129/mo
Today · 4.125%
HK$5,018
baseline
▲ 0.50% · 4.625%
HK$5,283
+HK$265/mo
Deposit HK$938K · loan HK$938K · min. income ≈ HK$10,036/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,708
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,854
−HK$149/mo
Today · 4.125%
HK$5,003
baseline
▲ 0.50% · 4.625%
HK$5,307
+HK$304/mo
Deposit HK$845K · loan HK$1.03M · min. income ≈ HK$10,006/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,237
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,378
−HK$142/mo
Today · 4.125%
HK$5,520
baseline
▲ 0.50% · 4.625%
HK$5,811
+HK$291/mo
Deposit HK$845K · loan HK$1.03M · min. income ≈ HK$11,040/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,136
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,295
−HK$163/mo
Today · 4.125%
HK$5,458
baseline
▲ 0.50% · 4.625%
HK$5,790
+HK$332/mo
Deposit HK$751K · loan HK$1.13M · min. income ≈ HK$10,916/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,713
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,866
−HK$156/mo
Today · 4.125%
HK$6,022
baseline
▲ 0.50% · 4.625%
HK$6,339
+HK$317/mo
Deposit HK$751K · loan HK$1.13M · min. income ≈ HK$12,044/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,563
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,737
−HK$175/mo
Today · 4.125%
HK$5,912
baseline
▲ 0.50% · 4.625%
HK$6,272
+HK$360/mo
Deposit HK$657K · loan HK$1.22M · min. income ≈ HK$11,824/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,189
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,355
−HK$169/mo
Today · 4.125%
HK$6,524
baseline
▲ 0.50% · 4.625%
HK$6,868
+HK$344/mo
Deposit HK$657K · loan HK$1.22M · min. income ≈ HK$13,048/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,991
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,178
−HK$189/mo
Today · 4.125%
HK$6,367
baseline
▲ 0.50% · 4.625%
HK$6,755
+HK$388/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$12,734/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,665
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,844
−HK$182/mo
Today · 4.125%
HK$7,026
baseline
▲ 0.50% · 4.625%
HK$7,396
+HK$370/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$14,052/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,419
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,619
−HK$203/mo
Today · 4.125%
HK$6,822
baseline
▲ 0.50% · 4.625%
HK$7,237
+HK$415/mo
Deposit HK$469K · loan HK$1.41M · min. income ≈ HK$13,644/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,142
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,333
−HK$194/mo
Today · 4.125%
HK$7,527
baseline
▲ 0.50% · 4.625%
HK$7,924
+HK$397/mo
Deposit HK$469K · loan HK$1.41M · min. income ≈ HK$15,054/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,847
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,060
−HK$217/mo
Today · 4.125%
HK$7,277
baseline
▲ 0.50% · 4.625%
HK$7,720
+HK$443/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$14,554/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,618
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,822
−HK$207/mo
Today · 4.125%
HK$8,029
baseline
▲ 0.50% · 4.625%
HK$8,452
+HK$423/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$16,058/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,275
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,502
−HK$230/mo
Today · 4.125%
HK$7,732
baseline
▲ 0.50% · 4.625%
HK$8,202
+HK$470/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$15,464/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,094
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,311
−HK$220/mo
Today · 4.125%
HK$8,531
baseline
▲ 0.50% · 4.625%
HK$8,981
+HK$450/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$17,062/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,703
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,943
−HK$243/mo
Today · 4.125%
HK$8,186
baseline
▲ 0.50% · 4.625%
HK$8,684
+HK$498/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,372/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,570
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,800
−HK$233/mo
Today · 4.125%
HK$9,033
baseline
▲ 0.50% · 4.625%
HK$9,509
+HK$476/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,066/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).