▼ 0.50% · 3.625%
HK$4,458
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,597
−HK$141/mo
Today · 4.125%
HK$4,738
baseline
▲ 0.50% · 4.625%
HK$5,026
+HK$288/mo
Deposit HK$978K · loan HK$978K · min. income ≈ HK$9,476/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,960
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,093
−HK$135/mo
Today · 4.125%
HK$5,228
baseline
▲ 0.50% · 4.625%
HK$5,503
+HK$275/mo
Deposit HK$978K · loan HK$978K · min. income ≈ HK$10,456/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,904
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,057
−HK$155/mo
Today · 4.125%
HK$5,212
baseline
▲ 0.50% · 4.625%
HK$5,529
+HK$317/mo
Deposit HK$880K · loan HK$1.08M · min. income ≈ HK$10,424/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,456
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,602
−HK$149/mo
Today · 4.125%
HK$5,751
baseline
▲ 0.50% · 4.625%
HK$6,054
+HK$303/mo
Deposit HK$880K · loan HK$1.08M · min. income ≈ HK$11,502/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,350
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,516
−HK$169/mo
Today · 4.125%
HK$5,685
baseline
▲ 0.50% · 4.625%
HK$6,031
+HK$346/mo
Deposit HK$782K · loan HK$1.17M · min. income ≈ HK$11,370/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,952
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,111
−HK$162/mo
Today · 4.125%
HK$6,273
baseline
▲ 0.50% · 4.625%
HK$6,604
+HK$331/mo
Deposit HK$782K · loan HK$1.17M · min. income ≈ HK$12,546/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,796
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,976
−HK$183/mo
Today · 4.125%
HK$6,159
baseline
▲ 0.50% · 4.625%
HK$6,534
+HK$375/mo
Deposit HK$684K · loan HK$1.27M · min. income ≈ HK$12,318/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,448
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,621
−HK$175/mo
Today · 4.125%
HK$6,796
baseline
▲ 0.50% · 4.625%
HK$7,154
+HK$358/mo
Deposit HK$684K · loan HK$1.27M · min. income ≈ HK$13,592/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,242
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,436
−HK$197/mo
Today · 4.125%
HK$6,633
baseline
▲ 0.50% · 4.625%
HK$7,037
+HK$404/mo
Deposit HK$587K · loan HK$1.37M · min. income ≈ HK$13,266/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,944
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,130
−HK$189/mo
Today · 4.125%
HK$7,319
baseline
▲ 0.50% · 4.625%
HK$7,705
+HK$386/mo
Deposit HK$587K · loan HK$1.37M · min. income ≈ HK$14,638/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,687
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,895
−HK$212/mo
Today · 4.125%
HK$7,107
baseline
▲ 0.50% · 4.625%
HK$7,539
+HK$432/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$14,214/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,440
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,639
−HK$203/mo
Today · 4.125%
HK$7,842
baseline
▲ 0.50% · 4.625%
HK$8,255
+HK$413/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$15,684/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,133
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,355
−HK$226/mo
Today · 4.125%
HK$7,581
baseline
▲ 0.50% · 4.625%
HK$8,042
+HK$461/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$15,162/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,936
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,149
−HK$215/mo
Today · 4.125%
HK$8,364
baseline
▲ 0.50% · 4.625%
HK$8,805
+HK$441/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$16,728/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,579
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,815
−HK$239/mo
Today · 4.125%
HK$8,054
baseline
▲ 0.50% · 4.625%
HK$8,544
+HK$490/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,108/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,432
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,658
−HK$229/mo
Today · 4.125%
HK$8,887
baseline
▲ 0.50% · 4.625%
HK$9,356
+HK$469/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,774/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,025
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,275
−HK$253/mo
Today · 4.125%
HK$8,528
baseline
▲ 0.50% · 4.625%
HK$9,047
+HK$519/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,056/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,928
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,167
−HK$243/mo
Today · 4.125%
HK$9,410
baseline
▲ 0.50% · 4.625%
HK$9,906
+HK$496/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,820/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).